diff --git a/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkDistributionUserServiceImpl.java b/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkDistributionUserServiceImpl.java
index 89b0a62a..638491a1 100644
--- a/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkDistributionUserServiceImpl.java
+++ b/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkDistributionUserServiceImpl.java
@@ -4,6 +4,7 @@ import cn.hutool.core.bean.BeanUtil;
 import cn.hutool.core.collection.CollUtil;
 import cn.hutool.core.util.IdUtil;
 import cn.hutool.core.util.IdcardUtil;
+import cn.hutool.core.util.StrUtil;
 import com.alibaba.fastjson2.JSONObject;
 import com.czg.account.entity.ShopInfo;
 import com.czg.account.entity.ShopUser;
@@ -659,6 +660,10 @@ public class MkDistributionUserServiceImpl extends ServiceImpl<MkDistributionUse
             throw new CzgException("可提现金额不足");
         }
 
+        if (StrUtil.isBlank(userInfo.getIdCard())) {
+            throw new CzgException("请先实名认证");
+        }
+
         BigDecimal fee = withdrawFlowDTO.getAmount().multiply(BigDecimal.valueOf(0.08));
         BigDecimal finalAmount = withdrawFlowDTO.getAmount().subtract(fee);