diff --git a/cash-service/account-service/src/main/java/com/czg/service/account/util/AlipayUtil.java b/cash-service/account-service/src/main/java/com/czg/service/account/util/AlipayUtil.java
index 7c7906343..380bf07a0 100644
--- a/cash-service/account-service/src/main/java/com/czg/service/account/util/AlipayUtil.java
+++ b/cash-service/account-service/src/main/java/com/czg/service/account/util/AlipayUtil.java
@@ -6,8 +6,14 @@ import com.alipay.api.AlipayConfig;
 import com.alipay.api.DefaultAlipayClient;
 import com.alipay.api.request.AlipaySystemOauthTokenRequest;
 import com.alipay.api.response.AlipaySystemOauthTokenResponse;
+import com.czg.resp.CzgResult;
+import com.czg.system.dto.SysParamsDTO;
+import com.czg.system.service.SysParamsService;
+import jakarta.annotation.PostConstruct;
+import jakarta.annotation.Resource;
 import lombok.SneakyThrows;
 import lombok.extern.slf4j.Slf4j;
+import org.apache.dubbo.config.annotation.DubboReference;
 import org.springframework.beans.factory.annotation.Value;
 import org.springframework.stereotype.Component;
 
@@ -21,43 +27,67 @@ import org.springframework.stereotype.Component;
 @Slf4j
 @Component
 public class AlipayUtil {
+    @DubboReference
+    private SysParamsService sysParamsService;
 
     /**
      * 网关地址 线上：https://openapi.alipay.com/gateway.do 沙箱：https://openapi.alipaydev.com/gateway.do
      */
-    @Value("${alipay.serverUrl}")
+//    @Value("${alipay.serverUrl}")
     private String serverUrl;
     /**
      * 应用ID
      */
-    @Value("${alipay.appId}")
+//    @Value("${alipay.appId}")
     private String appId;
 
     /**
      * 应用私钥
      */
-    @Value("${alipay.privateKey}")
+//    @Value("${alipay.privateKey}")
     private String privateKey;
     /**
      * 支付宝公钥
      */
-    @Value("${alipay.alipayPublicKey}")
+//    @Value("${alipay.alipayPublicKey}")
     private String alipayPublicKey;
     /**
      * 支付宝公钥
      */
-    @Value("${alipay.encryptKey}")
+//    @Value("${alipay.encryptKey}")
     private String encryptKey;
 
-    @Value("${alipay.account.appId}")
+//    @Value("${alipay.account.appId}")
     private String accountAppId;
-    @Value("${alipay.account.privateKey}")
+//    @Value("${alipay.account.privateKey}")
     private String accountPrivateKey;
-    @Value("${alipay.account.publicKey}")
+//    @Value("${alipay.account.publicKey}")
     private String accountPublicKey;
 
+    @PostConstruct
+    private void init() {
+        CzgResult<SysParamsDTO> aliGateway = sysParamsService.getParamsByCode("ali_gateway");
+        CzgResult<SysParamsDTO> aliMiniAppId = sysParamsService.getParamsByCode("ali_mini_app_id");
+        CzgResult<SysParamsDTO> aliMiniPrivateKey = sysParamsService.getParamsByCode("ali_mini_private_key");
+        CzgResult<SysParamsDTO> aliMiniPublicKey = sysParamsService.getParamsByCode("ali_mini_public_key");
+        CzgResult<SysParamsDTO> aliAccountAppId = sysParamsService.getParamsByCode("ali_account_app_id");
+        CzgResult<SysParamsDTO> aliAccountPrivateKey = sysParamsService.getParamsByCode("ali_account_private_key");
+        CzgResult<SysParamsDTO> aliAccountPublicKey = sysParamsService.getParamsByCode("ali_account_public_key");
+        CzgResult<SysParamsDTO> aliEncryptKey = sysParamsService.getParamsByCode("ali_encrypt_key");
+        serverUrl = aliGateway.getData().getParamValue();
+        appId = aliMiniAppId.getData().getParamValue();
+        privateKey = aliMiniPrivateKey.getData().getParamValue();
+        alipayPublicKey = aliMiniPublicKey.getData().getParamValue();
+        encryptKey = aliEncryptKey.getData().getParamValue();
+        accountAppId = aliAccountAppId.getData().getParamValue();
+        accountPrivateKey = aliAccountPrivateKey.getData().getParamValue();
+        accountPublicKey = aliAccountPublicKey.getData().getParamValue();
+        log.info("支付宝工具类初始化成功, {}", this);
+    }
+
     /**
      * 创建支付宝客户端
+     *
      * @return AlipayClient
      */
     @SneakyThrows
@@ -77,10 +107,11 @@ public class AlipayUtil {
 
     /**
      * 获取支付宝用户的openId
-     * @param code  用户信息授权码
+     *
+     * @param code 用户信息授权码
      * @return openId
      */
-    public String getOpenId(String code, boolean isAccount){
+    public String getOpenId(String code, boolean isAccount) {
         AlipaySystemOauthTokenRequest req = new AlipaySystemOauthTokenRequest();
         //SDK已经封装掉了公共参数，这里只需要传入业务参数
         req.setCode(code);
@@ -90,7 +121,7 @@ public class AlipayUtil {
         AlipaySystemOauthTokenResponse response;
         try {
             response = createClient(isAccount).execute(req);
-        }catch (Exception e){
+        } catch (Exception e) {
             log.error("获取支付宝用户信息失败", e);
             throw new RuntimeException(e);
         }
diff --git a/cash-service/account-service/src/main/java/com/czg/service/account/util/WechatAuthUtil.java b/cash-service/account-service/src/main/java/com/czg/service/account/util/WechatAuthUtil.java
index 57ef79b67..4d223308d 100644
--- a/cash-service/account-service/src/main/java/com/czg/service/account/util/WechatAuthUtil.java
+++ b/cash-service/account-service/src/main/java/com/czg/service/account/util/WechatAuthUtil.java
@@ -4,7 +4,12 @@ import cn.hutool.core.util.StrUtil;
 import cn.hutool.http.HttpUtil;
 import com.alibaba.fastjson2.JSON;
 import com.alibaba.fastjson2.JSONObject;
+import com.czg.resp.CzgResult;
+import com.czg.system.dto.SysParamsDTO;
+import com.czg.system.service.SysParamsService;
+import jakarta.annotation.PostConstruct;
 import lombok.extern.slf4j.Slf4j;
+import org.apache.dubbo.config.annotation.DubboReference;
 import org.springframework.beans.factory.annotation.Value;
 import org.springframework.stereotype.Component;
 
@@ -18,15 +23,17 @@ import java.util.Map;
 @Slf4j
 @Component
 public class WechatAuthUtil {
+    @DubboReference
+    private SysParamsService sysParamsService;
 
-    @Value("${wx.appId}")
+//    @Value("${wx.appId}")
     private String appId;
-    @Value("${wx.secrete}")
+//    @Value("${wx.secrete}")
     private String secrete;
 
-    @Value("${wx.account.appId}")
+//    @Value("${wx.account.appId}")
     private String accountAppId;
-    @Value("${wx.account.secrete}")
+//    @Value("${wx.account.secrete}")
     private String accountSecrete;
 
 
@@ -47,6 +54,19 @@ public class WechatAuthUtil {
 
     }
 
+    @PostConstruct
+    public void init() {
+        CzgResult<SysParamsDTO> wxMiniAppId = sysParamsService.getParamsByCode("wx_mini_app_id");
+        CzgResult<SysParamsDTO> wxMiniSecrete = sysParamsService.getParamsByCode("wx_mini_secrete");
+        CzgResult<SysParamsDTO> wxAccountAppId = sysParamsService.getParamsByCode("wx_account_app_id");
+        CzgResult<SysParamsDTO> wxAccountSecrete = sysParamsService.getParamsByCode("wx_account_secrete");
+        appId = wxMiniAppId.getData().getParamValue();
+        secrete = wxMiniSecrete.getData().getParamValue();
+        accountAppId = wxAccountAppId.getData().getParamValue();
+        accountSecrete = wxAccountSecrete.getData().getParamValue();
+        log.info("微信工具类初始化成功, appId: {}, secrete: {}, accountAppId: {}, accountSecrete: {}", appId, secrete, accountAppId, accountSecrete);
+    }
+
     public String getAccountOpenId(String code) {
         String requestUrl = "https://api.weixin.qq.com/sns/oauth2/access_token?";
         Map<String, Object> requestUrlParam = new HashMap<>();