diff --git a/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkConsumeCashbackService.java b/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkConsumeCashbackService.java
index 193f0054e..40023bbcd 100644
--- a/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkConsumeCashbackService.java
+++ b/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkConsumeCashbackService.java
@@ -9,7 +9,7 @@ import com.czg.market.entity.MkConsumeCashback;
 import java.math.BigDecimal;
 
 /**
- *  服务层。
+ * 服务层。
  *
  * @author zs
  * @since 2025-10-13
@@ -21,11 +21,14 @@ public interface MkConsumeCashbackService extends IService<MkConsumeCashback> {
 
     /**
      * 消费返现
-     * @param shopId 店铺id
-     * @param userId 用户id
-     * @param amount 金额
+     *
+     * @param shopId  店铺id
+     * @param userId  用户id
+     * @param amount  金额
      * @param orderId 订单id
      * @param orderNo 订单号
      */
     void cashback(Long shopId, Long userId, BigDecimal amount, Long orderId, String orderNo);
+
+    void removeCashback(Long shopId, Long userId, Long orderId, String orderNo);
 }
diff --git a/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkPointsUserService.java b/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkPointsUserService.java
index 3aec4daf5..9a48f4988 100644
--- a/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkPointsUserService.java
+++ b/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkPointsUserService.java
@@ -29,9 +29,9 @@ public interface MkPointsUserService extends IService<MkPointsUser> {
      * 获取用户积分信息
      * 返回的数据ID可能为空 不影响修改用户积分 统一接口的处理
      *
-     * @param shopId    店铺Id
+     * @param shopId     店铺Id
      * @param shopUserId 店铺用户Id
-     * @param userId    会员Id
+     * @param userId     会员Id
      */
     MkPointsUser getPointsUser(Long shopId, Long shopUserId, Long userId);
 
diff --git a/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkShopConsumerCouponService.java b/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkShopConsumerCouponService.java
index 28e9b8d89..aaa282363 100644
--- a/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkShopConsumerCouponService.java
+++ b/cash-common/cash-common-service/src/main/java/com/czg/market/service/MkShopConsumerCouponService.java
@@ -22,6 +22,12 @@ public interface MkShopConsumerCouponService extends IService<MkShopConsumerCoup
      */
     void receiveConsumerCoupon(Long shopId, Long orderId, BigDecimal orderAmount, Long userId, Long shopUserId);
 
+    /**
+     * 订单退款 移除消费赠券
+     *
+     */
+    void removeConsumerCoupon(Long shopId, Long userId, Long orderId);
+
     MkShopConsumerCouponDTO getConsumerCouponById(Long id);
 
     void addConsumerCoupon(MkShopConsumerCouponDTO param);
diff --git a/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkConsumeCashbackServiceImpl.java b/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkConsumeCashbackServiceImpl.java
index ea13f8498..ab97f2e20 100644
--- a/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkConsumeCashbackServiceImpl.java
+++ b/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkConsumeCashbackServiceImpl.java
@@ -160,7 +160,7 @@ public class MkConsumeCashbackServiceImpl extends ServiceImpl<MkConsumeCashbackM
                     shopUserService.updateMoney(new ShopUserMoneyEditDTO().setId(shopUser.getId()).setType(1)
                             .setRelationId(mkConsumeCashbackRecord.getId()).setMoney(cashbackAmount).setBizEnum(ShopUserFlowBizEnum.CASHBACK)
                             .setRemark(StrUtil.format("订单消费: {}, 返现: {}", amount, cashbackAmount)));
-                    log.info("订单返现 订单ID:{}, 店铺用户id: {}, 订单消费: {}, 返现: {}",orderId, shopUser.getId(), amount, cashbackAmount);
+                    log.info("订单返现 订单ID:{}, 店铺用户id: {}, 订单消费: {}, 返现: {}", orderId, shopUser.getId(), amount, cashbackAmount);
 
                     AcUserMsg msg = new AcUserMsg()
                             .setUserId(userId)
@@ -176,4 +176,43 @@ public class MkConsumeCashbackServiceImpl extends ServiceImpl<MkConsumeCashbackM
             }
         }
     }
+
+    @Override
+    @Transactional(rollbackFor = Exception.class)
+    public void removeCashback(Long shopId, Long userId, Long orderId, String orderNo) {
+        MkConsumeCashbackRecord record = consumeCashbackRecordService.getOne(query()
+                .eq(MkConsumeCashbackRecord::getShopId, shopId)
+                .eq(MkConsumeCashbackRecord::getUserId, userId)
+                .eq(MkConsumeCashbackRecord::getOrderNo, orderNo)
+                .eq(MkConsumeCashbackRecord::getOrderId, orderId));
+        if (record == null) {
+            return;
+        }
+        MkConsumeCashbackRecord mkConsumeCashbackRecord = new MkConsumeCashbackRecord()
+                .setOrderNo(orderNo)
+                .setOrderId(orderId)
+                .setMainShopId(record.getMainShopId())
+                .setShopId(shopId)
+                .setAmount(BigDecimal.ZERO)
+                .setCashbackAmount(record.getAmount().negate())
+                .setUserId(userId)
+                .setShopUserId(record.getShopUserId());
+        consumeCashbackRecordService.save(mkConsumeCashbackRecord);
+        shopUserService.updateMoney(new ShopUserMoneyEditDTO().setId(record.getShopUserId()).setType(0)
+                .setRelationId(mkConsumeCashbackRecord.getId())
+                .setMoney(record.getAmount())
+                .setBizEnum(ShopUserFlowBizEnum.CASHBACK)
+                .setRemark(StrUtil.format("订单退款，扣除返现: {}", record.getAmount())));
+        log.info("订单退款扣除返现 订单ID:{}, 店铺用户id: {},  扣除返现: {}", orderId, record.getShopUserId(), record.getAmount());
+
+        AcUserMsg msg = new AcUserMsg()
+                .setUserId(userId)
+                .setShopId(shopId)
+                .setSourceId(orderId)
+                .setSourceType("order")
+                .setType("cash")
+                .setTitle("订单退款，消费返现扣除")
+                .setContent(StrUtil.format("返现扣除提醒: 订单退款扣除的{}元返现。订单编号：{}", record.getAmount(), orderNo));
+        acUserMsgService.addUserMsg(msg);
+    }
 }
diff --git a/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkPointsUserServiceImpl.java b/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkPointsUserServiceImpl.java
index 1b5223be5..99abcdfa3 100644
--- a/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkPointsUserServiceImpl.java
+++ b/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkPointsUserServiceImpl.java
@@ -23,6 +23,7 @@ import com.mybatisflex.spring.service.impl.ServiceImpl;
 import jakarta.annotation.Resource;
 import org.apache.dubbo.config.annotation.DubboReference;
 import org.apache.dubbo.config.annotation.DubboService;
+import org.springframework.transaction.annotation.Transactional;
 
 import java.util.List;
 
@@ -131,9 +132,6 @@ public class MkPointsUserServiceImpl extends ServiceImpl<MkPointsUserMapper, MkP
                 break;
             case SUB:
                 pointsUser.setPointBalance(pointsUser.getPointBalance() - points);
-                if (pointsUser.getPointBalance() < 0) {
-                    throw new CzgException("积分操作失败，积分不足");
-                }
                 points = -points;
                 break;
             default:
diff --git a/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkShopConsumerCouponServiceImpl.java b/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkShopConsumerCouponServiceImpl.java
index 098834247..80a358d76 100644
--- a/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkShopConsumerCouponServiceImpl.java
+++ b/cash-service/market-service/src/main/java/com/czg/service/market/service/impl/MkShopConsumerCouponServiceImpl.java
@@ -110,6 +110,17 @@ public class MkShopConsumerCouponServiceImpl extends ServiceImpl<MkShopConsumerC
         }
     }
 
+    @Override
+    public void removeConsumerCoupon(Long shopId, Long userId, Long orderId) {
+        recordService.remove(query()
+                .eq(MkShopCouponRecord::getShopId, shopId)
+                .eq(MkShopCouponRecord::getUserId, userId)
+                .eq(MkShopCouponRecord::getSourceFlowId, orderId)
+                .eq(MkShopCouponRecord::getSource, "消费赠券")
+        );
+    }
+
+
     @Override
     public MkShopConsumerCouponDTO getConsumerCouponById(Long id) {
         AssertUtil.isNull(id, "ID不能为空");
diff --git a/cash-service/order-service/src/main/java/com/czg/service/order/service/impl/OrderInfoCustomServiceImpl.java b/cash-service/order-service/src/main/java/com/czg/service/order/service/impl/OrderInfoCustomServiceImpl.java
index 9701c73b0..2fd314787 100644
--- a/cash-service/order-service/src/main/java/com/czg/service/order/service/impl/OrderInfoCustomServiceImpl.java
+++ b/cash-service/order-service/src/main/java/com/czg/service/order/service/impl/OrderInfoCustomServiceImpl.java
@@ -1060,8 +1060,7 @@ public class OrderInfoCustomServiceImpl implements OrderInfoCustomService {
                 distributionUserService.costUpgradeLevelBefore(orderInfo.getUserId(), orderInfo.getShopId());
                 // 分销奖励
                 distributionUserService.distribute(orderInfo.getId(), orderInfo.getOrderNo(), payment.getAmount(), orderInfo.getUserId(), orderInfo.getShopId(), "order");
-            }
-            else if (PayTypeConstants.SourceType.MEMBER_IN.equals(payment.getSourceType()) || PayTypeConstants.SourceType.FREE.equals(payment.getSourceType())) {
+            } else if (PayTypeConstants.SourceType.MEMBER_IN.equals(payment.getSourceType()) || PayTypeConstants.SourceType.FREE.equals(payment.getSourceType())) {
                 boolean isFree = PayTypeConstants.SourceType.FREE.equals(payment.getSourceType());
                 ShopUser shopUser = shopUserService.getById(payment.getSourceId());
                 OrderInfo orderInfo = null;
@@ -1162,8 +1161,7 @@ public class OrderInfoCustomServiceImpl implements OrderInfoCustomService {
 //                if (orderInfo != null) {
 //                    distributionUserService.distribute(payment.getId(), payment.getOrderNo(), payment.getAmount(), orderInfo.getUserId(), payment.getShopId(), "recharge");
 //                }
-            }
-            else if (PayTypeConstants.SourceType.MEMBER_PAY.equals(payment.getSourceType())) {
+            } else if (PayTypeConstants.SourceType.MEMBER_PAY.equals(payment.getSourceType())) {
                 //购买会员
                 ShopUser shopUser = shopUserService.getById(payment.getSourceId());
                 memberConfigService.joinMember(payment.getShopId(), shopUser.getUserId(), payment.getRelatedId());
@@ -1171,17 +1169,13 @@ public class OrderInfoCustomServiceImpl implements OrderInfoCustomService {
 //                memberConfigService.deliver(shopUser.getMainShopId(), shopUser.getUserId(), TableValueConstant.MemberExpFlow.Type.COST, payment.getAmount(), null, payment.getId());
 
                 // 分销员开通
-            }
-            else if (PayTypeConstants.SourceType.DISTRIBUTION.equals(payment.getSourceType())) {
+            } else if (PayTypeConstants.SourceType.DISTRIBUTION.equals(payment.getSourceType())) {
                 distributionUserService.open(payment.getSourceId(), payment.getAmount(), payment.getShopId(), payment.getId());
-            }
-            else if (PayTypeConstants.SourceType.POINT.equals(payment.getSourceType())) {
+            } else if (PayTypeConstants.SourceType.POINT.equals(payment.getSourceType())) {
                 goodPayService.payCallBack(payment.getSourceId(), payment.getId());
-            }
-            else if (PayTypeConstants.SourceType.WARE.equals(payment.getSourceType())) {
+            } else if (PayTypeConstants.SourceType.WARE.equals(payment.getSourceType())) {
                 gbOrderService.payCallBack(payment.getSourceId(), payment.getId());
-            }
-            else if (PayTypeConstants.SourceType.PP.equals(payment.getSourceType())) {
+            } else if (PayTypeConstants.SourceType.PP.equals(payment.getSourceType())) {
                 ppPackageOrderService.paySuccess(payment.getSourceId(), payment.getId());
             }
         }
diff --git a/cash-service/order-service/src/main/java/com/czg/service/order/service/impl/PayServiceImpl.java b/cash-service/order-service/src/main/java/com/czg/service/order/service/impl/PayServiceImpl.java
index 2a95a3228..7ab5be449 100644
--- a/cash-service/order-service/src/main/java/com/czg/service/order/service/impl/PayServiceImpl.java
+++ b/cash-service/order-service/src/main/java/com/czg/service/order/service/impl/PayServiceImpl.java
@@ -24,6 +24,7 @@ import com.czg.market.dto.MemberOrderDTO;
 import com.czg.market.entity.MemberOrder;
 import com.czg.market.entity.MkShopCouponRecord;
 import com.czg.market.entity.MkShopRechargeDetail;
+import com.czg.market.enums.PointsConstant;
 import com.czg.market.service.*;
 import com.czg.market.vo.MkShopRechargeVO;
 import com.czg.order.dto.CheckOrderPay;
@@ -51,12 +52,14 @@ import com.czg.service.order.service.PayService;
 import com.czg.system.service.SysParamsService;
 import com.czg.utils.AssertUtil;
 import com.czg.utils.CzgRandomUtils;
+import com.czg.utils.FunUtils;
 import com.mybatisflex.core.query.QueryWrapper;
 import jakarta.annotation.Resource;
 import jakarta.validation.constraints.NotBlank;
 import lombok.NonNull;
 import lombok.extern.slf4j.Slf4j;
 import org.apache.dubbo.config.annotation.DubboReference;
+import org.springframework.scheduling.annotation.Async;
 import org.springframework.stereotype.Service;
 import org.springframework.transaction.annotation.Transactional;
 
@@ -116,9 +119,13 @@ public class PayServiceImpl implements PayService {
     @Resource
     private MkShopRechargeDetailService shopRechargeDetailService;
     @Resource
-    private TbMemberConfigService memberConfigService;
-    @Resource
     private MkDistributionUserService distributionUserService;
+    @Resource
+    private MkShopConsumerCouponService consumerCouponService;
+    @Resource
+    private MkPointsUserService mkPointsUserService;
+    @Resource
+    private MkConsumeCashbackService consumeCashbackService;
 
     private final BigDecimal MONEY_RATE = new BigDecimal("100");
 
@@ -152,7 +159,6 @@ public class PayServiceImpl implements PayService {
                 throw new CzgException("该店铺未启用霸王餐");
             }
             CheckOrderPay checkOrderPay = payParam.getCheckOrderPay();
-//            CheckOrderPay checkOrderPay = BeanUtil.copyProperties(payParam, CheckOrderPay.class);
             OrderInfo orderInfo = orderInfoCustomService.checkOrderPay(checkOrderPay.setFreeDine(true).setWithCoupon(freeConfig.getWithCoupon()).setWithPoints(freeConfig.getWithPoints()));
             payParam.setAmount(orderInfo.getOrderAmount().multiply(BigDecimal.valueOf(freeConfig.getRechargeTimes())));
             return true;
@@ -245,14 +251,9 @@ public class PayServiceImpl implements PayService {
             orderInfo.setRemark(payParam.getCheckOrderPay().getRemark());
         }
 
-//        log.info("发放经验值");
-//        memberConfigService.deliver(shopUser, TableValueConstant.MemberExpFlow.Type.COST, orderInfo.getOrderAmount(), null, orderInfo.getId());
-
         Long flowId = shopUserService.updateMoney(shopUserMoneyEditDTO);
         orderInfoCustomService.upOrderInfo(orderInfo, orderInfo.getOrderAmount(),
                 LocalDateTime.now(), flowId, PayEnums.VIP_PAY);
-
-
         return CzgResult.success();
     }
 
@@ -261,9 +262,6 @@ public class PayServiceImpl implements PayService {
         OrderInfo orderInfo = checkPay(payParam.getCheckOrderPay());
         ShopInfo shopInfo = shopInfoService.getById(payParam.getShopId());
         AssertUtil.isNull(shopInfo, "店铺不存在");
-//        if (!shopInfo.getIsAccountPay().equals(1)) {
-//            return CzgResult.failure("支付失败，店铺暂未开启会员余额支付。");
-//        }
         AssertUtil.isNull(payParam.getShopUserId(), "请选择付款人后重试");
         ShopUser shopUser = shopUserService.getById(payParam.getShopUserId());
         AssertUtil.isNull(shopUser, "支付失败 该店铺用户不存在");
@@ -812,16 +810,36 @@ public class PayServiceImpl implements PayService {
         }
         orderInfo.setRefundRemark(orderInfo.getRefundRemark() + param.getRefundReason());
         orderInfoService.updateById(orderInfo);
+        //退款后续
         //退款返还库存
         if (!returnProMap.isEmpty()) {
             rabbitPublisher.sendOrderRefundMsg(JSONObject.toJSONString(Map.of("orderId", orderInfo.getId(), "returnProMap", returnProMap)));
         }
-
-        // 退款分销还原
-        distributionUserService.refund(orderInfo.getId(), orderInfo.getOrderNo());
+        refundOrderAfter(orderInfo.getId(), orderInfo.getShopId(), orderInfo.getUserId(), orderInfo.getOrderNo(), orderInfo.getPointsNum());
         return CzgResult.success();
     }
 
+    //触发订单退款时 后续处理
+    @Async
+    public void refundOrderAfter(@NonNull Long orderId, @NonNull Long shopId, Long userId, String orderNo, Integer pointsNum) {
+        // 退款分销还原
+        FunUtils.safeRunVoid(() -> distributionUserService.refund(orderId, orderNo),
+                "订单id:{} 退款,分销处理失败", orderId);
+        if (userId != null) {
+            FunUtils.safeRunVoid(() -> consumerCouponService.removeConsumerCoupon(shopId, userId, orderId),
+                    "订单id:{} 退款,消费赠券回撤处理失败", orderId);
+            FunUtils.safeRunVoid(() -> consumeCashbackService.removeCashback(shopId, userId, orderId, orderNo),
+                    "订单id:{} 退款,消费返现处理失败", orderId);
+            FunUtils.safeRunVoid(() -> {
+                        if (pointsNum != null && pointsNum > 0) {
+                            mkPointsUserService.alterPoints(userId, null, shopId, PointsConstant.ADD,
+                                    pointsNum, orderId, StrUtil.format("订单退款返还{}积分", pointsNum));
+                        }
+                    },
+                    "订单id:{} 退款,积分返还处理失败", orderId);
+        }
+    }
+
     @Override
     @Transactional
     public void refundOrder(@NonNull Long shopId, @NonNull Long orderId, @NonNull Long payOrderId, @NonNull String refPayOrderNo,