diff --git a/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/UserAccountFlowMapper.java b/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/UserAccountFlowMapper.java
index fd41a40..10b196c 100644
--- a/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/UserAccountFlowMapper.java
+++ b/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/UserAccountFlowMapper.java
@@ -35,7 +35,7 @@ public interface UserAccountFlowMapper extends BaseMapper<UserAccountFlow> {
             "\torder by id desc  limit #{pageSize}  offset  #{offset} ")
     List<UserMakerQuotaVO> selectByUserIdType(@Param("userId") Long userId, @Param("pageSize") Integer pageSize, @Param("offset") Integer offset);
     @Select("SELECT\n" +
-            "\tSUM( amount ) \n" +
+            "\t IFNULL(SUM( amount ),0)  \n" +
             "FROM\n" +
             "\ttb_pluss_user_account_flow \n" +
             "WHERE\n" +
diff --git a/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/UserMakerQuotaMapper.java b/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/UserMakerQuotaMapper.java
index 5874ce4..f14df14 100644
--- a/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/UserMakerQuotaMapper.java
+++ b/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/UserMakerQuotaMapper.java
@@ -14,10 +14,12 @@ import java.math.BigDecimal;
  */
 public interface UserMakerQuotaMapper extends BaseMapper<UserMakerQuota> {
     BigDecimal sumQuota(@Param("userId") Long userId);
-    @Update(value = "update tb_pluss_user_account set amount=amount+#{amount} where userId=#{userId}")
+    @Update(value = "update tb_pluss_user_maker_quota set amount=#{amount} where userId=#{userId}")
     Integer updateMakerFreeze(@Param("userId") Integer userId, @Param("amount") BigDecimal amount);
 
     @Select(value ="SELECT * FROM tb_pluss_user_maker_quota WHERE userId = #{userId}")
     UserMakerQuota selectByUserId(@Param("userId") Long userId);
+    @Select(value ="SELECT * FROM tb_pluss_user_maker_quota WHERE userId = #{userId}")
+    UserMakerQuota selectByUserId(@Param("userId") Integer userId);
 
 }
diff --git a/pluss-dao-bundle/src/main/resources/mapper/UserPromotionMapper.xml b/pluss-dao-bundle/src/main/resources/mapper/UserPromotionMapper.xml
index 4ae9ca2..817f482 100644
--- a/pluss-dao-bundle/src/main/resources/mapper/UserPromotionMapper.xml
+++ b/pluss-dao-bundle/src/main/resources/mapper/UserPromotionMapper.xml
@@ -38,7 +38,8 @@
         where user_id = #{userId}
     </select>
     <select id="selectByUserIdMC" resultType="cn.pluss.platform.entity.UserPromotion">
-        select *
+        select user_id AS userId,type_code AS typeCode,current_fee AS currentFee,parent_user_id AS parentUserId,
+               is_extend AS isExtend,create_time AS createTime,update_time AS updateTime
         from tb_pluss_user_promotion
         <where>
             user_id = #{userId}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/UserMakerQuota/impl/UserMakerQuotaServiceImpl.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/UserMakerQuota/impl/UserMakerQuotaServiceImpl.java
index 74ea479..5100b2a 100644
--- a/pluss-service-bundle/src/main/java/cn/pluss/platform/UserMakerQuota/impl/UserMakerQuotaServiceImpl.java
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/UserMakerQuota/impl/UserMakerQuotaServiceImpl.java
@@ -15,6 +15,7 @@ import cn.pluss.platform.vo.UserMakerQuotaVO;
 import com.baomidou.mybatisplus.extension.service.impl.ServiceImpl;
 import io.swagger.models.auth.In;
 import org.springframework.stereotype.Service;
+import org.springframework.transaction.annotation.Propagation;
 import org.springframework.transaction.annotation.Transactional;
 
 import javax.annotation.Resource;
@@ -64,22 +65,24 @@ public class UserMakerQuotaServiceImpl extends ServiceImpl<UserMakerQuotaMapper,
         //商户码转userId
         if (consumeFee.compareTo(new BigDecimal("0.01"))>0) {
             MerchantBaseInfo merchantBaseInfoByMerchantCode = merchantBaseInfoService.getMerchantBaseInfoByMerchantCode(order.getMerchantCode());
+            if(merchantBaseInfoByMerchantCode == null)
+                return;
             //找到上级增加额度
             UserPromotion userInfo = userPromotionMapper.selectByPrimaryKey(Long.valueOf(merchantBaseInfoByMerchantCode.getUserId()));
             if (userInfo != null) {
                 UserPromotion userParent = userPromotionMapper.selectByUserIdMC(Long.valueOf(userInfo.getParentUserId()));
                 if (userParent != null && "1".equals(userParent.getIsExtend())){
-                    BigDecimal profit = consumeFee.multiply(new BigDecimal("0.0038")).setScale(2,BigDecimal.ROUND_DOWN);
+                    BigDecimal profit = consumeFee.multiply(new BigDecimal("0.5")).setScale(2,BigDecimal.ROUND_DOWN);
                     String s = String.valueOf(userParent.getUserId());
                     Integer integer = Integer.valueOf(s);
                     this.modMakerFunds(integer,"SD","免费额度",profit,"");
+                    //给自己计算
+                    if ("1".equals(userInfo.getIsExtend())){
+                        profit(userInfo,consumeFee);
+                    }
                 }
             }
-            //自己如果是创客的话
-            assert userInfo != null;
-            if ("1".equals(userInfo.getIsExtend())){
-                profit(userInfo,consumeFee);
-            }
+
         }
     }
 
@@ -127,7 +130,8 @@ public class UserMakerQuotaServiceImpl extends ServiceImpl<UserMakerQuotaMapper,
         }
     }
     //增加提现金额
-    private void profit(UserPromotion userInfo,BigDecimal consumeFee){
+    @Transactional(rollbackFor = Exception.class)
+    public void profit(UserPromotion userInfo,BigDecimal consumeFee){
         UserMakerQuota userMakerQuota = userMakerQuotaMapper.selectByUserId(userInfo.getUserId());
         if (userMakerQuota != null) {
             BigDecimal sumbigDecimal = userMakerQuota.getAmount();
@@ -139,7 +143,7 @@ public class UserMakerQuotaServiceImpl extends ServiceImpl<UserMakerQuotaMapper,
                 //提现金额
                 userAccountService.modFunds(integer, "LD", "免提现额度", profit, "");
                 //额度改变
-                this.modMakerFunds(integer, "LD", "收款消耗", sumbigDecimal, "");
+                modMakerFunds(integer, "LD", "收款消耗", sumbigDecimal, "");
             } else {
                 BigDecimal profit = sumbigDecimal.multiply(new BigDecimal("0.0038")).setScale(2, BigDecimal.ROUND_DOWN);
                 String s = String.valueOf(userInfo.getUserId());
@@ -147,7 +151,7 @@ public class UserMakerQuotaServiceImpl extends ServiceImpl<UserMakerQuotaMapper,
                 //提现金额
                 userAccountService.modFunds(integer, "LD", "收款消耗", profit, "");
                 //额度改变
-                this.modMakerFunds(integer, "LD", "收款消耗", BigDecimal.ZERO, "");
+                modMakerFunds(integer, "LD", "收款消耗", BigDecimal.ZERO, "");
             }
         }
 
@@ -161,6 +165,7 @@ public class UserMakerQuotaServiceImpl extends ServiceImpl<UserMakerQuotaMapper,
      * @param difference
      * @param remark
      */
+    @Transactional(rollbackFor = Exception.class, propagation = Propagation.MANDATORY)
     public void modMakerFunds(Integer userId, String bizCode, String bizName, BigDecimal difference, String remark) {
         Assert.notNull(userId, "NOt Null");
         Assert.notNull(bizCode, "Not Null");
@@ -189,7 +194,7 @@ public class UserMakerQuotaServiceImpl extends ServiceImpl<UserMakerQuotaMapper,
     private UserMakerQuota initUserMaker(Integer userId){
         Assert.notNull(userId, "NOt Null");
         synchronized (this){
-            UserMakerQuota userMakerQuota = getUserAccountByUserId(userId);
+            UserMakerQuota userMakerQuota = userMakerQuotaMapper.selectByUserId(userId);
             if(ObjectUtil.isEmpty(userMakerQuota)){
                 userMakerQuota=new UserMakerQuota();
                 userMakerQuota.setUserId(Long.valueOf(userId));
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/cash/impl/CashServiceImpl.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/cash/impl/CashServiceImpl.java
index 37732cd..7d28138 100644
--- a/pluss-service-bundle/src/main/java/cn/pluss/platform/cash/impl/CashServiceImpl.java
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/cash/impl/CashServiceImpl.java
@@ -284,8 +284,8 @@ public class CashServiceImpl extends ServiceImpl<CashMapper, Cash> implements Ca
         cash.setMerchantName(tokenUa.getMerchantName());
         cash.setMerchantCode(tokenUa.getMerchantCode());
         cash.setRate(8);
-        cash.setBaseServiceCharge(BigDecimal.valueOf(3));
-        cash.setRatioCharge(cash.getCashAmt().multiply(BigDecimal.valueOf(0.08)));
+        cash.setBaseServiceCharge(BigDecimal.ZERO);
+        cash.setRatioCharge(cash.getCashAmt().multiply(new BigDecimal("0.01")).setScale(2,BigDecimal.ROUND_DOWN));
 
         LambdaQueryWrapper<CashAccount> qWrapper2 = Wrappers.lambdaQuery();
         qWrapper2.eq(CashAccount::getUserId, cash.getUserId())