diff --git a/pluss-api-page/src/main/java/cn/pluss/platform/controller/merchant/callback/AuditCallbackController.java b/pluss-api-page/src/main/java/cn/pluss/platform/controller/merchant/callback/AuditCallbackController.java
index a95577b..4eda885 100644
--- a/pluss-api-page/src/main/java/cn/pluss/platform/controller/merchant/callback/AuditCallbackController.java
+++ b/pluss-api-page/src/main/java/cn/pluss/platform/controller/merchant/callback/AuditCallbackController.java
@@ -2,6 +2,7 @@ package cn.pluss.platform.controller.merchant.callback;
 
 import cn.hutool.crypto.symmetric.DES;
 import cn.pluss.platform.channel.MerchantAuditService;
+import cn.pluss.platform.channel.ys.YSAuditServiceV3;
 import cn.pluss.platform.entity.RyxAccessModel;
 import cn.pluss.platform.ryx.RyxService;
 import cn.pluss.platform.ys.impl.v20210929.YsConfigV2;
@@ -15,6 +16,7 @@ import org.springframework.web.bind.annotation.*;
 
 import java.nio.charset.StandardCharsets;
 import java.util.Map;
+import java.util.concurrent.ExecutorService;
 
 /**
  * @author DJH
@@ -45,6 +47,10 @@ public class AuditCallbackController {
 
     @Autowired
     private YsConfigV2 ysConfig;
+    @Autowired
+    private YSAuditServiceV3 ysAuditServiceV3;
+    @Autowired
+    private ExecutorService executorService;
 
     @PostMapping("sxf")
     // TODO 后续需要接sxf的回调
@@ -75,6 +81,30 @@ public class AuditCallbackController {
         ysAuditServiceV2.merchantAuditCallback(respJson);
         return "success";
     }
+    @PostMapping("/ysV3")
+    public String ysAuditCallbackV3(@RequestBody JSONObject result) throws Exception {
+        log.info("云商服V3进件接口回调参数：{}，",result.toJSONString());
+        executorService.execute(() -> {
+            try {
+                ysAuditServiceV3.callback(result);
+            } catch (Exception e) {
+                e.printStackTrace();
+            }
+        });
+        return "success";
+    }
+    @PostMapping("/ysSignV3")
+    public String ysSignV3(@RequestBody JSONObject result) throws Exception {
+        log.info("云商服V3签约接口回调参数：{}，",result.toJSONString());
+        executorService.execute(() -> {
+            try {
+                ysAuditServiceV3.callback(result);
+            } catch (Exception e) {
+                e.printStackTrace();
+            }
+        });
+        return "success";
+    }
 
     /**
      * 审核不通过的解密data数据
diff --git a/pluss-common-bundle/src/main/resources/config/application-ys.yml b/pluss-common-bundle/src/main/resources/config/application-ys.yml
index 4dae38e..f940049 100644
--- a/pluss-common-bundle/src/main/resources/config/application-ys.yml
+++ b/pluss-common-bundle/src/main/resources/config/application-ys.yml
@@ -12,14 +12,14 @@ ys:
   ## 代理商编号
   agentNo:
   ## 交易发起方编号 武汉融商创赢科技有限公司
-  srcMerchantNo:
+  srcMerchantNo: 826521673920090
 
   ## 私钥用于签名，对应的公钥给到银盛
-  priKey:
+  priKey: 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
   ## 签名公钥，由银盛提供
   pubKey:
   ## 付款验签公钥，由银盛提供
-  oldPubKey:
+  oldPubKey: MIGfMA0GCSqGSIb3DQEBAQUAA4GNADCBiQKBgQC7SPkmIUf2auwkgbVchMyfeCDgICuA1GKrSwRbDI24UMVhzDgcIxCUmFG5/DfcPJz0d3oV9Ggkd4/7NmteRvmNnOOGNOnmR6AGEKafDpL1mAdpndmpkAZ0f6OVo3Py5JDg2wt8d+u3dF0AFWwd2rrrqscWvxJVB55DnuZfXl2CyQIDAQAB
 
   ## 进件URL前缀v2
   auditDomainV2: https://ouser.ysepay.com:6443/
diff --git a/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/MerchantBaseInfoMapper.java b/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/MerchantBaseInfoMapper.java
index b96b185..f342685 100644
--- a/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/MerchantBaseInfoMapper.java
+++ b/pluss-dao-bundle/src/main/java/cn/pluss/platform/mapper/MerchantBaseInfoMapper.java
@@ -28,8 +28,10 @@ public interface MerchantBaseInfoMapper extends BaseMapper<MerchantBaseInfo> {
 
 	@Select("SELECT * FROM tb_pluss_merchant_base_info WHERE userId = #{userId}")
 	List<MerchantBaseInfo> selectListByUserId(@Param("userId") Serializable userId);
+	MerchantBaseInfo getByUserId(@Param("userId") String userId);
 
-    default MerchantBaseInfo queryMerchantBaseInfo(MerchantBaseInfo merchantBaseInfo) {
+
+	default MerchantBaseInfo queryMerchantBaseInfo(MerchantBaseInfo merchantBaseInfo) {
     	return selectOne(new QueryWrapper<>(merchantBaseInfo));
 	}
 
diff --git a/pluss-dao-bundle/src/main/resources/mapper/MerchantBaseInfo-sqlmap.xml b/pluss-dao-bundle/src/main/resources/mapper/MerchantBaseInfo-sqlmap.xml
index 5a0f8cf..3a2d14a 100644
--- a/pluss-dao-bundle/src/main/resources/mapper/MerchantBaseInfo-sqlmap.xml
+++ b/pluss-dao-bundle/src/main/resources/mapper/MerchantBaseInfo-sqlmap.xml
@@ -263,7 +263,12 @@
             </if>
         </where>
     </select>
-
+    <select id="getByUserId" parameterType="java.lang.String" resultType="cn.pluss.platform.entity.MerchantBaseInfo">
+    SELECT * from tb_pluss_merchant_base_info
+        <where>
+        userId=#{userId}
+        </where>
+    </select>
 
     <!-- 根据签约时间查询当前用户的推广商户 -->
     <select id="queryMerchantBaseInfoPageCountBySignDt" parameterType="java.util.Map" resultType="java.lang.Integer">
diff --git a/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MercChangeRecord.java b/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MercChangeRecord.java
new file mode 100644
index 0000000..a2757e9
--- /dev/null
+++ b/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MercChangeRecord.java
@@ -0,0 +1,278 @@
+package cn.pluss.platform.entity;
+
+import cn.pluss.platform.exception.MsgException;
+import com.alibaba.fastjson.JSONObject;
+import com.alibaba.fastjson.annotation.JSONField;
+import com.baomidou.mybatisplus.annotation.FieldStrategy;
+import com.baomidou.mybatisplus.annotation.TableField;
+import com.baomidou.mybatisplus.annotation.TableId;
+import com.baomidou.mybatisplus.annotation.TableName;
+import com.baomidou.mybatisplus.extension.handlers.FastjsonTypeHandler;
+import lombok.AllArgsConstructor;
+import lombok.Getter;
+import lombok.Setter;
+
+import java.util.Date;
+import java.util.Objects;
+
+@Setter
+@Getter
+@TableName(value = "tb_pluss_merc_change_record", autoResultMap = true)
+public class MercChangeRecord {
+
+    @TableId
+    private Long id;
+
+    /**
+     * 用户id
+     */
+    private Long userId;
+
+    /**
+     * 商户基本信息
+     */
+    @TableField(typeHandler = FastjsonTypeHandler.class)
+    private MerchantBaseInfo baseInfo;
+
+    @TableField(typeHandler = FastjsonTypeHandler.class)
+    private MerchantBaseInfo preBaseInfo;
+
+    /**
+     * 法人身份证信息
+     */
+    @TableField(typeHandler = FastjsonTypeHandler.class)
+    private IdCard legalCardInfo;
+
+    @TableField(typeHandler = FastjsonTypeHandler.class)
+    private IdCard preLegalCardInfo;
+
+    /**
+     * 结算身份证信息
+     */
+    @TableField(typeHandler = FastjsonTypeHandler.class)
+    private IdCard idCardInfo;
+
+    @TableField(typeHandler = FastjsonTypeHandler.class)
+    private IdCard preIdCardInfo;
+
+    /**
+     * 结算银行卡信息
+     */
+    @TableField(typeHandler = FastjsonTypeHandler.class)
+    private BankCard bankCardInfo;
+
+    @TableField(typeHandler = FastjsonTypeHandler.class)
+    private BankCard preBankCardInfo;
+
+    /**
+     * 费率信息
+     */
+    @TableField(typeHandler = FastjsonTypeHandler.class)
+    private MerchantRateNew rateInfo;
+
+    @TableField(typeHandler = FastjsonTypeHandler.class)
+    private MerchantRateNew preRateInfo;
+
+    private JSONObject ext;
+
+    @TableField("changeForm")
+    private String changeForm;
+
+    /**
+     * 状态：0: 待审核；1：审核中；2：审核驳回；3：审核通过
+     */
+    private String status;
+
+    public void setStatus(String status) {
+        this.status = status;
+    }
+
+    public void setStatus(MercChangeRecord.Status status) {
+        this.setStatus(status.getValue());
+    }
+
+    /**
+     * 备注信息，驳回理由
+     */
+    private String remark;
+
+    /**
+     * 通道业务id
+     */
+    private String applicationId;
+
+    /**
+     * 通道id
+     */
+    private String channelId;
+
+    public String getChannelType() {
+        if ("1".equals(channelId) || "3".equals(channelId)) {
+            return "D1";
+        }
+
+        if ("4".equals(channelId)) {
+            return "D0";
+        }
+
+        return null;
+    }
+
+    public String getChannelName() {
+        if ("1".equals(channelId)) {
+            return "随行付";
+        }
+
+        if ("3".equals(channelId)) {
+            return "瑞银信";
+        }
+
+        if ("4".equals(channelId)) {
+            return "银盛";
+        }
+
+        return null;
+    }
+
+    public String getTitle() {
+        if ("1".equals(channelId)) {
+            return "D1次日到账-随行付通道";
+        }
+
+        if ("3".equals(channelId)) {
+            return "D1次日到账-瑞银信通道";
+        }
+
+        if ("4".equals(channelId)) {
+            return "D0实时到账-银盛通道";
+        }
+
+        return null;
+    }
+
+    public String getChannelTypeDesc() {
+        if ("1".equals(channelId) || "3".equals(channelId)) {
+            return "次日到账";
+        }
+
+        if ("4".equals(channelId)) {
+            return "实时到账";
+        }
+
+        return null;
+    }
+
+    @TableField(insertStrategy = FieldStrategy.NEVER, updateStrategy = FieldStrategy.NEVER)
+    private String virMerchantId;
+
+    /**
+     * 变更类型，
+     * 1：基本信息变更、法人信息变更(补充)；
+     * 2：结算信息变更；
+     * 3：费率变更；
+     * 5：结算人信息变更(补充)；
+     */
+    private String changeType;
+
+    public void setChangeType(String changeType) {
+        this.changeType = changeType;
+    }
+
+    public void setChangeType(MercChangeRecord.Type changeType) {
+        this.changeType = changeType.getValue();
+    }
+
+    @JSONField(format = "yyyy-MM-dd HH:mm:ss")
+    private Date createTime;
+
+    /**
+     * 审核出结果时间
+     */
+    @JSONField(format = "yyyy-MM-dd HH:mm:ss")
+    private Date resultTime;
+
+    @JSONField(format = "yyyy-MM-dd HH:mm:ss")
+    private Date updateTime;
+
+    @Getter
+    @AllArgsConstructor
+    public enum Status {
+
+        EDIT("0", "编辑中"),
+        AUDITING("1", "审核中"),
+        REFUSE("2", "已驳回"),
+        SUCCESS("3", "通过已生效"),
+        /**
+         * 审核通过，未生效，该状态主要用于随行付变更费率第二天生效的情况
+         */
+        SUCCESS_INVALID("4", "通过未生效"),
+        /**
+         * 已过期
+         */
+        EXPIRED("5", "已过期"),
+        NO_DATA("-1", "未开通");
+
+        public static Status getByStatus(String value) {
+            for (Status status : Status.values()) {
+                if (status.getValue().equals(value)) {
+                    return status;
+                }
+            }
+
+            return null;
+        }
+
+        public static Status getAppStatus(String value) {
+            Status byStatus = getByStatus(value);
+            if (byStatus == Status.EDIT) {
+                return Status.AUDITING;
+            }
+
+            return byStatus;
+        }
+
+        private final String value;
+
+        private final String desc;
+    }
+
+    @Getter
+    @AllArgsConstructor
+    public enum Type {
+        BASE("1"),
+        /**
+         * 结算信息
+         */
+        ACCOUNT("2"),
+        RATE("3"),
+        /**
+         * 营业执照
+         */
+        BLL("4"),
+        CARD("5"),
+        ACCOUNT_CARD("52"),
+        ADDRESS("6"),
+        /** 交易提额 */
+        AMOUNT_LIMIT("7"),
+        /** 远程交易 */
+        BOUNDARY("8"),
+        /** 分时结算 */
+        TIME_OF_USE("9"),
+        /** 重置报备 */
+        RESET("10"),
+        CANCELLATION("11"),
+        ;
+
+        private final String value;
+
+        public static Type getByValue(String value) {
+            for (Type type : Type.values()) {
+                if (Objects.equals(value, type.value)) {
+                    return type;
+                }
+            }
+
+            throw new MsgException("未知的操作类型");
+        }
+    }
+}
diff --git a/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MerchantChannelStatus.java b/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MerchantChannelStatus.java
index b7e7ed2..d17decf 100644
--- a/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MerchantChannelStatus.java
+++ b/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MerchantChannelStatus.java
@@ -2,10 +2,14 @@ package cn.pluss.platform.entity;
 
 import cn.pluss.platform.exception.MsgException;
 import com.alibaba.fastjson.JSONObject;
+import com.alibaba.fastjson.annotation.JSONField;
+import com.alibaba.fastjson.annotation.JSONType;
 import com.baomidou.mybatisplus.annotation.FieldStrategy;
 import com.baomidou.mybatisplus.annotation.TableField;
 import com.baomidou.mybatisplus.annotation.TableId;
+import lombok.AllArgsConstructor;
 import lombok.Data;
+import lombok.Getter;
 import lombok.experimental.Accessors;
 
 import java.util.Date;
@@ -18,10 +22,60 @@ import java.util.Objects;
 @Accessors(chain = true)
 public class MerchantChannelStatus {
 
+    @Getter
+    @AllArgsConstructor
+    public enum AuditStatus {
+
+        RESET("0", null, "未开通"),
+        EXAMINING("1", "-100", "待审核"),
+
+        CHANNEL_REQ("1", "-999","进件请求中"),
+        CHANNEL_EXAMINING("1", null,"通道审核中"),
+        REJECT("2", null, "已驳回"),
+        SUCCESS("3", null, "进件通过"),
+        SIGNING("8", null, "待签约"),
+        CHANNEL_ARTIFICIAL_EXAMINING("11", null, "通道人工审核中"),
+        ;
+
+        public static AuditStatus get(String code, String thirdCode) {
+            AuditStatus result = null;
+            for (AuditStatus item : AuditStatus.values()) {
+                if (Objects.equals(code, item.getCode()) && item.getThirdCode() == null) {
+                    result = item;
+                }
+
+                if (Objects.equals(code, item.getCode()) && Objects.equals(thirdCode, item.getThirdCode())) {
+                    return item;
+                }
+            }
+
+            if (result == null) {
+                throw new MsgException("未知的进件状态");
+            }
+
+            return result;
+        }
+
+        public static AuditStatus get(MerchantChannelStatus mcs) {
+            String mcsStatus = mcs.getStatus();
+            String mcsThirdStatus = mcs.getThirdStatus();
+
+            return get(mcsStatus, mcsThirdStatus);
+        }
+
+        private final String code;
+
+        private final String thirdCode;
+
+        private final String desc;
+    }
+
     public static final int VALID_STATUS_BAN = -1;
 
     public static final int VALID_STATUS_NORMAL = 0;
 
+    public static final int VALID_STATUS_IN_USE = 1;
+
     /**
      * 微信认证授权状态 - 未授权
      */
@@ -96,6 +150,9 @@ public class MerchantChannelStatus {
 
     private Integer channel;
 
+    @TableField(exist = false)
+    private String channelName;
+
     private String merchantCode;
 
     private String merchantId;
@@ -105,9 +162,11 @@ public class MerchantChannelStatus {
      */
     private String status;
 
+    @TableField(exist = false)
+    private String statusDesc;
 
     /**
-     * 微信认证状态，0：未认证；1：已认证
+     * 微信认证状态, 0: 未认证; 1: 已认证; -1: 不支持
      */
     private String authorizationStatus;
 
@@ -117,6 +176,7 @@ public class MerchantChannelStatus {
      * @return 简化的状态
      */
     public String getAppStatus() {
+
         if (Objects.equals(status, MerchantChannelStatus.AUDIT_STATUS_RESET)
                 && Objects.equals(thirdStatus, MerchantChannelStatus.AUDIT_THIRD_STATUS_WAITING)) {
             return MerchantChannelStatus.AUDIT_STATUS_REJECT;
@@ -131,24 +191,20 @@ public class MerchantChannelStatus {
         }
 
         if (MerchantChannelStatus.AUDIT_STATUS_WAITING_SIGN.equals(status)) {
-            return MerchantChannelStatus.AUDIT_STATUS_EXAMINING;
+            return MerchantChannelStatus.AUDIT_STATUS_WAITING_SIGN;
         }
 
         if (MerchantChannelStatus.AUDIT_STATUS_SIGNED.equals(status)) {
             return MerchantChannelStatus.AUDIT_STATUS_EXAMINING;
         }
 
+        if (MerchantChannelStatus.AUDIT_STATUS_ARTIFICIAL_EXAMINING.equals(status)) {
+            return MerchantChannelStatus.AUDIT_STATUS_EXAMINING;
+        }
+
         return status;
     }
 
-     public String getStatus() {
-         if (MerchantChannelStatus.AUDIT_STATUS_ARTIFICIAL_EXAMINING.equals(status)) {
-             return MerchantChannelStatus.AUDIT_STATUS_EXAMINING;
-         }
-
-         return status;
-     }
-
     private String thirdStatus;
 
     private String remark;
@@ -159,6 +215,11 @@ public class MerchantChannelStatus {
     @TableField(insertStrategy = FieldStrategy.NEVER, updateStrategy = FieldStrategy.NEVER)
     private Date createTime;
 
+    /**
+     * 进件完成时间
+     */
+    private Date auditSuccessTime;
+
     @TableField(insertStrategy = FieldStrategy.NEVER, updateStrategy = FieldStrategy.NEVER)
     private Date updateTime;
 
@@ -173,8 +234,8 @@ public class MerchantChannelStatus {
     private String callbackStatus;
 
     /**
-     * @description:结算类型：D0、D1、T1
-     * @date: 2021/11/2 15:20
+     * 结算类型：D0、D1、T1
+     * @since 2021/11/2 15:20
      */
     private String settlementType;
 
@@ -195,8 +256,27 @@ public class MerchantChannelStatus {
     /**
      * 其他数据
      */
+    @TableField(whereStrategy = FieldStrategy.NEVER)
     private JSONObject extra;
 
+    public JSONObject initExtra() {
+        if (extra == null) {
+            extra = new JSONObject();
+            setExtra(extra);
+        }
+
+        return extra;
+    }
+
+    public JSONObject getExtra() {
+        if (extra == null) {
+            extra = new JSONObject();
+            setExtra(extra);
+        }
+
+        return extra;
+    }
+
     private Integer valid;
 
     /**
@@ -205,6 +285,20 @@ public class MerchantChannelStatus {
     @TableField(insertStrategy = FieldStrategy.NEVER, updateStrategy = FieldStrategy.NEVER)
     private String mercName;
 
+    /**
+     * 接口版本
+     */
+    private String interfaceVersion;
+
+    /**
+     * 支付宝认证状态, 0: 未认证; 1: 已认证; -1: 不支持
+     */
+    private String aliAuthorizationStatus;
+
+    private String wxCertUrl;
+
+    private String aliCertUrl;
+
     /**
      * 是否能付款
      *
@@ -235,7 +329,7 @@ public class MerchantChannelStatus {
         }
 
         if (AUDIT_STATUS_EXAMINING.equals(status)) {
-            MsgException.throwException("进件审核中，请勿重复提交");
+            MsgException.throwException("进件审核中，请勿重复进件");
         }
     }
 
@@ -274,31 +368,4 @@ public class MerchantChannelStatus {
                 MerchantChannelStatus.AUDIT_STATUS_DATA_EDIT.equals(mcs.getStatus()) ||
                 MerchantChannelStatus.AUDIT_STATUS_FIRST_TRIAL_SUCCESS.equals(mcs.getStatus());
     }
-
-    /**
-     * (已进件的)商户当前是否可编辑
-     * @param mcs   进件记录信息
-     * @return
-     */
-    public static boolean isAuditedEditable(MerchantChannelStatus mcs) {
-        if (mcs == null) {
-            return false;
-        }
-
-        return mcs.getStatus().equals(MerchantChannelStatus.AUDIT_STATUS_SUCCESS);
-    }
-
-    /**
-     * (未进件的)商户当前是否可编辑
-     * @param mcs   进件记录信息
-     * @return
-     */
-    public static boolean isUnauditedEditable(MerchantChannelStatus mcs) {
-        if (mcs == null) {
-            return true;
-        }
-
-        return MerchantChannelStatus.AUDIT_STATUS_REJECT.equals(mcs.getStatus()) ||
-                MerchantChannelStatus.AUDIT_STATUS_RESET.equals(mcs.getStatus());
-    }
 }
diff --git a/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MerchantImage.java b/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MerchantImage.java
index 929c6cb..13a2409 100644
--- a/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MerchantImage.java
+++ b/pluss-model-bundle/src/main/java/cn/pluss/platform/entity/MerchantImage.java
@@ -81,6 +81,10 @@ public class MerchantImage {
          * 租赁合同
          */
         public static final String TENANCY_AGREEMENTS = "12";
+        /**
+         * 变更申请表
+         */
+        public static final String CHANGE_FORM = "13";
         /**
          * 结算人身份证正面
          */
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MercAuditListener.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MercAuditListener.java
new file mode 100644
index 0000000..0c8b584
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MercAuditListener.java
@@ -0,0 +1,40 @@
+package cn.pluss.platform.channel;
+
+import cn.pluss.platform.entity.MerchantChannelStatus;
+import cn.pluss.platform.pojo.CombineMercInfo;
+import com.alibaba.fastjson.JSONObject;
+
+/**
+ * 进件流程，AOP
+ */
+public interface MercAuditListener {
+
+    /**
+     * 进件之前的检查操作
+     * @param userId        用户id
+     * @param channelId     通道id
+     */
+    void beforeCheck(String userId, Integer channelId);
+
+    /**
+     * 获取商户信息
+     * @param userId        用户id
+     * @param channelType   D0、D1
+     * @return
+     */
+    CombineMercInfo getMercInfo(String userId, String channelType);
+
+    /**
+     * 进件失败后的操作
+     * @param userId        用户id
+     * @param mcs           进件通道相关信息
+     * @param msg           驳回原因
+     */
+    void onFail(String userId, MerchantChannelStatus mcs, String msg);
+
+    /**
+     * 进件成功后的操作
+     * @param userId        用户id
+     */
+    void onSuccess(String userId, MerchantChannelStatus mcs);
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MercAuditListenerImpl.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MercAuditListenerImpl.java
new file mode 100644
index 0000000..ba667dc
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MercAuditListenerImpl.java
@@ -0,0 +1,221 @@
+package cn.pluss.platform.channel;
+
+import cn.hutool.core.util.RandomUtil;
+import cn.pluss.platform.IdCardService;
+import cn.pluss.platform.dto.AccountDTO;
+import cn.pluss.platform.entity.*;
+import cn.pluss.platform.exception.MsgException;
+import cn.pluss.platform.mapper.*;
+import cn.pluss.platform.merchant.AccountService;
+import cn.pluss.platform.merchant.MerchantCashPlaceService;
+//import cn.pluss.platform.merchant.edit.MercChangeRecordService;
+import cn.pluss.platform.merchantChannelStatus.MerchantChannelStatusService;
+import cn.pluss.platform.notice.NoticeService;
+import cn.pluss.platform.pojo.CombineMercInfo;
+import cn.pluss.platform.user.impl.GeneralPushUtil;
+import cn.pluss.platform.util.IpUtils;
+import cn.pluss.platform.util.LogExceptionUtils;
+import cn.pluss.platform.wx.WxCertService;
+import com.alibaba.fastjson.JSONObject;
+import com.baomidou.mybatisplus.core.conditions.query.QueryWrapper;
+import lombok.extern.slf4j.Slf4j;
+import org.apache.commons.lang3.StringUtils;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+import org.springframework.web.client.RestTemplate;
+
+import javax.annotation.Resource;
+import java.io.UnsupportedEncodingException;
+import java.net.URLEncoder;
+import java.util.Collections;
+import java.util.Map;
+import java.util.Objects;
+
+@Slf4j
+@Service
+public class MercAuditListenerImpl implements MercAuditListener {
+
+    @Autowired
+    private MerchantBaseInfoMapper mbiMapper;
+
+    @Autowired
+    private MerchantChannelStatusService mcsService;
+
+    @Autowired
+    private IdCardService idCardService;
+
+    @Autowired
+    private AccountService accountService;
+
+    @Autowired
+    private WxCertService wxCertService;
+
+    @Autowired
+    private NoticeService noticeService;
+
+    @Autowired
+    private GeneralPushUtil generalPushUtil;
+
+    @Resource
+    private UserAppMapper userAppMapper;
+
+    @Resource
+    private UserInfoMapper userInfoMapper;
+
+    @Resource
+    private MerchantStoreMapper merchantStoreMapper;
+
+    @Resource
+    private MerchantImageMapper merchantImageMapper;
+
+    @Autowired
+    private MerchantCashPlaceService cashPlaceService;
+
+    @Autowired
+    private RestTemplate restTemplate;
+
+//    @Autowired
+//    private MercChangeRecordService mcrService;
+
+    @Override
+    public void beforeCheck(String userId, Integer channelId) {
+        MerchantBaseInfo mbi = mbiMapper.getByUserId(userId);
+        MerchantChannelStatus mcs = mcsService.getByMerchantCode(mbi.getMerchantCode(), channelId);
+
+        if (mcs == null) {
+            throw new MsgException("商户未发起进件");
+        }
+
+        if (!mcs.getStatus().equals(MerchantChannelStatus.AUDIT_STATUS_EXAMINING)) {
+            throw new MsgException("商户进件状态错误");
+        }
+
+        if (mcs.getThirdStatus().equals(MerchantChannelStatus.AUDIT_THIRD_STATUS_AUDITING)) {
+            throw new MsgException("当前商户已经在后台审核中");
+        }
+    }
+
+    @Override
+    public CombineMercInfo getMercInfo(String userId, String channelType) {
+        CombineMercInfo mercInfo = new CombineMercInfo();
+        MerchantBaseInfo mbi = mbiMapper.getByUserId(userId);
+        mercInfo.setMbi(mbi);
+
+        AccountDTO realAccount = accountService.getRealAccount(userId, channelType);
+        if (!mbi.getMerchantType().equals(MerchantBaseInfo.MERCH_TYPE_MICRO)) {
+            IdCard legalIdCard = idCardService.getLegalIdCard(userId);
+            mercInfo.setLegalIdCard(legalIdCard);
+        } else {
+            mercInfo.setLegalIdCard(realAccount.getIdcard());
+        }
+
+        mercInfo.setSettleIdCard(realAccount.getIdcard());
+        mercInfo.setBankCard(realAccount.getBankCard());
+
+        return mercInfo;
+    }
+
+    @Override
+    public void onFail(String userId, MerchantChannelStatus mcs, String msg) {
+        MerchantBaseInfo mbi = mbiMapper.queryByMerchantCode(mcs.getMerchantCode());
+
+        String title2 = "收银呗审核通知";
+
+        String msg2;
+
+        if (Objects.equals(mcs.getChannel(), 4)) {
+            msg2 = "商户D0进件驳回，" + msg;
+        } else {
+            msg2 = "商户进件驳回，" + msg;
+        }
+
+        Notice notice2 = new Notice(1, 1, mbi.getUserId());
+        notice2.setNoticeCode("SHSH_" + System.currentTimeMillis() + RandomUtil.randomString(2));
+        notice2.setConrtent(msg2);
+        noticeService.saveMerAuthNotice(notice2);
+
+        generalPushUtil.sendAllPlatByAlias(Collections.singletonList(mbi.getUserId() + ""), title2, msg2, "1");
+    }
+
+    @Override
+    public void onSuccess(String userId, MerchantChannelStatus mcs) {
+        MerchantBaseInfo mbi = mbiMapper.queryByMerchantCode(mcs.getMerchantCode() + "");
+
+        String title = "收银呗审核通知";
+        String msg;
+        if (Objects.equals(mcs.getChannel(), 4)) {
+            msg = "商户D0进件通过，完成支付宝及微信认证后即可支持相应渠道收款";
+        } else {
+            msg = "商户进件通过，完成支付宝及微信认证后即可支持相应渠道收款";
+        }
+        Notice notice = new Notice(1, 1, mbi.getUserId());
+        notice.setNoticeCode("SHSH_" + System.currentTimeMillis() + RandomUtil.randomString(2));
+        notice.setConrtent(msg);
+        noticeService.saveMerAuthNotice(notice);
+
+        generalPushUtil.sendAllPlatByAlias(Collections.singletonList(mbi.getUserId() + ""), title, msg, "1");
+
+        wxCertService.wxCert(userId, mcs.getMerchantCode(), mcs.getChannel());
+
+        // 以下代码为进件结果处理后的操作
+        // 创建线上店铺
+        try {
+            log.info("===================>进件回调，创建店铺开始,商户编号为:{}<=====================", mcs.getMerchantId());
+            createStore(mcs);
+        } catch (Exception e) {
+            e.printStackTrace();
+            log.info("创建店铺信息异常,异常信息:{}", e.getMessage());
+        }
+
+        try {
+            MerchantBaseInfo merchantBaseInfo = mbiMapper.queryByMerchantCode(mcs.getMerchantCode());
+            if (StringUtils.isNotBlank(merchantBaseInfo.getUserId())) {
+                cashPlaceService.createDefaultCashPlace(Long.parseLong(merchantBaseInfo.getUserId()));
+            }
+        } catch (Exception e) {
+            LogExceptionUtils.printStack(log, e, "创建默认收银点失败,异常信息:{}");
+        }
+    }
+
+    public void createStore(MerchantChannelStatus merchantChannelStatus) {
+        UserApp userApp = userAppMapper.selectByMerchantCode(merchantChannelStatus.getMerchantCode());
+        UserInfo userInfo = userInfoMapper.selectById(userApp.getUserId());
+        log.info("==============>当前需要同步的用户进件数据为：:{}<===================", JSONObject.toJSONString(merchantChannelStatus));
+        if (userInfo != null) {
+            MerchantStore merchantStore = new MerchantStore().setMerchantCode(merchantChannelStatus.getMerchantCode());
+            merchantStore = merchantStoreMapper.selectOne(new QueryWrapper<>(merchantStore));
+            MerchantBaseInfo merchantBaseInfo = mbiMapper.queryByMerchantCode(merchantChannelStatus.getMerchantCode());
+            QueryWrapper<MerchantImage> queryWrapper = new QueryWrapper<MerchantImage>()
+                    .eq("merchantCode", merchantChannelStatus.getMerchantCode()).eq("photoType", "06");
+            MerchantImage merchantImage = merchantImageMapper.selectOne(queryWrapper);
+            String baseUrl = "https://shop.shouyinbei.net/web/wmerchant.php?c=site&a=entry&ctrl=store&ac=oauth&op=add_merchan&do=web&m=we7_wmall&i=1";
+            StringBuilder sb = new StringBuilder(baseUrl);
+            sb.append("&title=").append(merchantBaseInfo.getAlias());
+            sb.append("&password=").append(userInfo.getPassword().toLowerCase());
+            sb.append("&mobile=").append(userInfo.getLoginName());
+            sb.append("&syb_m_id=").append(merchantStore.getId());
+            sb.append("&addressNo=").append(merchantBaseInfo.getAddressNo());
+            String address = merchantBaseInfo.getProvince() + merchantBaseInfo.getCity() + merchantBaseInfo.getDistrict() + merchantBaseInfo.getAddress();
+            String area = merchantBaseInfo.getProvince() +"-"+ merchantBaseInfo.getCity() +"-"+ merchantBaseInfo.getDistrict();
+            try {
+                String decodeAddress = URLEncoder.encode(address, "UTF-8");
+                sb.append("&address=").append(decodeAddress);
+                String decodeArea = URLEncoder.encode(area, "UTF-8");
+                sb.append("&area=").append(decodeArea);
+                String logo = URLEncoder.encode(merchantImage.getPicUrl(), "GBK");
+                sb.append("&logo=").append(logo);
+            } catch (UnsupportedEncodingException e) {
+                e.printStackTrace();
+                log.error("=============>请求生成店铺logo门头照转码异常,异常信息:{}<===============", e.getMessage());
+            }
+            Map<String, String> lnxMap = IpUtils.getLocationByAddress(address);
+            if (lnxMap != null) {
+                sb.append("&location_x=").append(lnxMap.get("x"));
+                sb.append("&location_y=").append(lnxMap.get("y"));
+            }
+            // 请求生成店铺j
+            String result = restTemplate.getForObject(sb.toString(), String.class);
+            log.info("=============>请求生成店铺URL：{}，请求响应返回的参数为:{}<===============", sb.toString(), result);
+        }
+    }
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MerchAuditReqService.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MerchAuditReqService.java
new file mode 100644
index 0000000..9adbc5a
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MerchAuditReqService.java
@@ -0,0 +1,96 @@
+package cn.pluss.platform.channel;
+
+import cn.pluss.platform.entity.IdCard;
+import cn.pluss.platform.entity.MercChangeRecord;
+import cn.pluss.platform.entity.MerchantChannelStatus;
+
+/**
+ * 进件请求接口定义
+ * 进件结果接口{@link MerchAuditResultService}
+ * @author DJH
+ */
+public interface MerchAuditReqService {
+
+    default String getChangeFormEmpty(String merchantId) {
+        return null;
+    };
+
+    default String getChangeFormDemo() {
+        return null;
+    };
+
+    default String getCertificateUrlEmpty(String merchantId) {
+        return null;
+    }
+
+    default String getCertificateUrlDemo() {
+        return null;
+    }
+
+    default String getCertificateForCorporateEmpty(String merchantId) {
+        return null;
+    }
+
+    default String getCertificateForCorporateDemo() {
+        return null;
+    }
+
+    /**
+     * 进件
+     * @param userId
+     */
+    void audit(String userId);
+
+    void edit(String userId, MercChangeRecord.Type type);
+
+    /**
+     * 变更基本信息
+     */
+    void editBaseInfo(String userId);
+
+    /**
+     * 变更结算卡
+     * 一般不支持非法人结算卡变更
+     */
+    void editAccountInfo(String userId);
+
+    /**
+     * 修改费率
+     */
+    void editRate(String userId);
+
+    /**
+     * 更新法人身份证
+     * @param userId
+     */
+    void modifyLegalCard(String userId);
+
+    /**
+     * 更新结算身份证
+     * @param userId
+     */
+    void modifyAccCard(String userId);
+
+    /**
+     * 修改营业执照
+     * @param userId    用户ID
+     */
+    void editBusLicense(String userId);
+
+    /**
+     * 签约
+     */
+    void sign(MerchantChannelStatus mcs);
+
+    /**
+     * 通道报备
+     * @param mcs   进件信息
+     */
+    void report(MerchantChannelStatus mcs);
+
+    /**
+     * 重新报备
+     * @param mcs   进件信息
+     */
+    void reportAgain(MerchantChannelStatus mcs);
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MerchAuditResultService.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MerchAuditResultService.java
new file mode 100644
index 0000000..9a62e54
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MerchAuditResultService.java
@@ -0,0 +1,33 @@
+package cn.pluss.platform.channel;
+
+import cn.pluss.platform.entity.MerchantChannelStatus;
+import com.alibaba.fastjson.JSONObject;
+
+public interface MerchAuditResultService {
+
+    /**
+     * 回调，通用回调
+     * @param jsonObject    回调参数
+     */
+    void callback(JSONObject jsonObject) throws Exception;
+
+    /**
+     * 查询进件结果
+     * @param userId
+     */
+    void auditResult(String userId);
+
+    void auditResult(MerchantChannelStatus mcs);
+
+    /**
+     * 查询签约结果，该操作作为商户最终状态的判断
+     * @param userId    用户id
+     */
+    void signResult(String userId);
+
+    /**
+     * 查询商户变更结果
+     * @param userId 用户id
+     */
+    void editResult(String userId);
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MerchantAliCertService.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MerchantAliCertService.java
new file mode 100644
index 0000000..8854c4d
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/MerchantAliCertService.java
@@ -0,0 +1,39 @@
+package cn.pluss.platform.channel;
+
+import com.alibaba.fastjson.JSONObject;
+
+public interface MerchantAliCertService {
+
+    /**
+     * 支付宝商户认证提交
+     */
+    default void aliCert(String merchantId) {
+        // 走手动认证，该方法为预留方法
+    }
+
+    /**
+     * 支付宝商户认证撤销
+     */
+    default void aliCertCancel(String merchantId) {
+        // 走手动认证，该方法为预留方法
+    }
+
+    /**
+     * 支付宝商户认证申请单结果
+     */
+    default void aliCertResult(String merchantId) {
+        // 走手动认证，该方法为预留方法
+    }
+
+    /**
+     * 支付宝商户认证结果处理
+     */
+    default void aliCertResultHandle(JSONObject wxCertResult) {
+        // 走手动认证，该方法为预留方法
+    }
+
+    /**
+     * 支付宝商户认证状态
+     */
+    void aliCertStatus(String merchantId);
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/ys/YSAuditServiceV3.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/ys/YSAuditServiceV3.java
new file mode 100644
index 0000000..d6f7c56
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/ys/YSAuditServiceV3.java
@@ -0,0 +1,25 @@
+package cn.pluss.platform.channel.ys;
+
+
+import cn.pluss.platform.entity.MerchantChannelStatus;
+import com.alibaba.fastjson.JSONObject;
+
+public interface YSAuditServiceV3 {
+    /**
+     * 银盛进件3.0
+     * @param userId 用户id
+     */
+    void merchantAuditV3(String userId, boolean isFailCheck);
+    void sign(MerchantChannelStatus mcs);
+    /**
+     * 回调，通用回调
+     * @param jsonObject    回调参数
+     */
+    void callback(JSONObject jsonObject) throws Exception;
+
+    /**
+     * 查询进件结果
+     * @param userId
+     */
+    void auditResult(String userId);
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/ys/impl/YSAuditServiceV3.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/ys/impl/YSAuditServiceV3.java
new file mode 100644
index 0000000..07280c7
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/channel/ys/impl/YSAuditServiceV3.java
@@ -0,0 +1,846 @@
+package cn.pluss.platform.channel.ys.impl;
+
+import cn.hutool.core.codec.Base64;
+import cn.hutool.crypto.SecureUtil;
+import cn.hutool.crypto.asymmetric.Sign;
+import cn.hutool.crypto.asymmetric.SignAlgorithm;
+import cn.pluss.platform.IdCardService;
+import cn.pluss.platform.channel.MercAuditListener;
+import cn.pluss.platform.dto.AccountDTO;
+import cn.pluss.platform.entity.*;
+import cn.pluss.platform.exception.MsgException;
+import cn.pluss.platform.mapper.AccountMapper;
+import cn.pluss.platform.mapper.UserAppMapper;
+import cn.pluss.platform.mcc.MccReflectService;
+import cn.pluss.platform.merchant.AccountService;
+import cn.pluss.platform.merchant.JftMercPaymentChannelService;
+import cn.pluss.platform.merchant.MerchantBaseInfoService;
+import cn.pluss.platform.merchantChannelStatus.MerchantChannelStatusService;
+import cn.pluss.platform.merchantImage.MerchantImageService;
+import cn.pluss.platform.notice.NoticeService;
+import cn.pluss.platform.pojo.CombineMercInfo;
+import cn.pluss.platform.region.RegionReflectService;
+import cn.pluss.platform.subMerchant.SubMerchantService;
+import cn.pluss.platform.task.SxfMerAuditHandler;
+import cn.pluss.platform.user.impl.GeneralPushUtil;
+import cn.pluss.platform.util.SignUtils;
+import cn.pluss.platform.ys.YsConfig;
+import cn.pluss.platform.ys.impl.v20210929.YsConstant;
+import cn.pluss.platform.ys.impl.v20220527.ReqMethod;
+import cn.pluss.platform.ys.impl.v20220527.RespEntity;
+import cn.pluss.platform.ys.impl.v20220527.YsConfigV3;
+import cn.pluss.platform.ys.impl.v20220527.YsServiceV3;
+import cn.pluss.platform.ys.impl.v20220527.entity.*;
+import cn.pluss.platform.ys.impl.v20220527.service.YsAuditServiceV3;
+import com.alibaba.fastjson.JSON;
+import com.alibaba.fastjson.JSONObject;
+import com.baomidou.mybatisplus.core.conditions.query.LambdaQueryWrapper;
+import com.baomidou.mybatisplus.core.conditions.query.QueryWrapper;
+import com.baomidou.mybatisplus.core.toolkit.Wrappers;
+import lombok.extern.slf4j.Slf4j;
+import org.jetbrains.annotations.NotNull;
+import org.junit.Test;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.stereotype.Service;
+import org.springframework.transaction.TransactionStatus;
+import org.springframework.transaction.annotation.Propagation;
+import org.springframework.transaction.annotation.Transactional;
+import org.springframework.transaction.support.TransactionCallbackWithoutResult;
+import org.springframework.transaction.support.TransactionTemplate;
+
+import javax.annotation.Resource;
+
+import java.io.Serializable;
+import java.nio.charset.StandardCharsets;
+import java.util.*;
+import java.util.concurrent.ExecutorService;
+
+import static cn.pluss.platform.entity.MerchantBaseInfo.MERCH_TYPE_MICRO;
+
+/**
+ * @author lyf
+ */
+@Slf4j
+@Service("ysAuditServiceV3")
+public class YSAuditServiceV3 implements cn.pluss.platform.channel.ys.YSAuditServiceV3 {
+    @Autowired
+    private MerchantBaseInfoService mbiService;
+    @Resource
+    private AccountMapper accountMapper;
+    @Autowired
+    protected MerchantChannelStatusService mcsService;
+    @Autowired
+    private JftMercPaymentChannelService mpcService;
+    @Autowired
+    private TransactionTemplate transactionTemplate;
+    @Autowired
+    private YsServiceV3 ysServiceV3;
+    @Autowired
+    private YSAuditServiceV3 ysAuditServiceV3;
+    @Autowired
+    private AccountService accountService;
+    @Autowired
+    private IdCardService idCardService;
+    @Autowired
+    private YsConfigV3 ysConfigV3;
+    @Autowired
+    private RegionReflectService regionReflectService;
+    @Autowired
+    private ExecutorService executorService;
+    @Autowired
+    private MerchantImageService miService;
+    @Autowired
+    private YSAuditServiceV3 self;
+    @Autowired
+    private MercAuditListener mercAuditListener;
+    @Autowired
+    private NoticeService noticeService;
+    @Autowired
+    private GeneralPushUtil generalPushUtil;
+    @Autowired
+    private YsConfig ysConfig;
+    @Autowired
+    private MccReflectService reflectService;
+    @Resource
+    private UserAppMapper userAppMapper;
+    @Autowired
+    private SxfMerAuditHandler sxfMerAuditHandler;
+    @Autowired
+    private SubMerchantService smService;
+
+    @Override
+    public void merchantAuditV3(String userId, boolean isFailCheck) {
+        try {
+            self.step1(userId);
+            executorService.execute(() -> {
+                try {
+                    self.step2(userId);
+                    Thread.sleep(10000);
+                    self.step3(userId);
+                } catch (Exception e) {
+                    e.printStackTrace();
+
+                    MerchantBaseInfo mbi = mbiService.getMerchantBaseInfoByUserId(userId);
+                    MerchantChannelStatus mcs = mcsService.getByMerchantCode(mbi.getMerchantCode(), 4);
+
+                    if (e instanceof MsgException) {
+                        Serializable obj = ((MsgException) e).getObj();
+                        if (obj instanceof RespEntity) {
+                            mcs.getExtra().putAll((JSONObject) JSON.toJSON(obj));
+                        }
+                    }
+
+                    if (mcs != null && mcs.getChannel() == 4) {
+                        mcs.setStatus(MerchantChannelStatus.AUDIT_STATUS_EXAMINING);
+                        mcs.setThirdStatus(MerchantChannelStatus.AUDIT_THIRD_STATUS_WAITING);
+                        mcs.setRemark("银盛审核失败: " + e.getMessage());
+                        mcs.setUpdateTime(new Date());
+                        transactionTemplate.execute(new TransactionCallbackWithoutResult() {
+                            @Override
+                            protected void doInTransactionWithoutResult(TransactionStatus status) {
+                                mcsService.updateById(mcs);
+                            }
+                        });
+                    }
+                }
+            });
+        } catch (Exception e) {
+            e.printStackTrace();
+
+            MerchantBaseInfo mbi = mbiService.getMerchantBaseInfoByUserId(userId);
+            MerchantChannelStatus mcs = mcsService.getByMerchantCode(mbi.getMerchantCode(), 4);
+
+            if (mcs != null && Objects.equals(mcs.getChannel(), 4)) {
+                mcs.setStatus(MerchantChannelStatus.AUDIT_STATUS_EXAMINING);
+                mcs.setThirdStatus(MerchantChannelStatus.AUDIT_THIRD_STATUS_WAITING);
+                mcs.setRemark("银盛审核失败: " + e.getMessage());
+                mcs.setUpdateTime(new Date());
+
+                // 这里将驳回的信息放入新的事务中，防止被回滚
+                transactionTemplate.execute(new TransactionCallbackWithoutResult() {
+                    @Override
+                    protected void doInTransactionWithoutResult(TransactionStatus status) {
+                        mcsService.updateById(mcs);
+                    }
+                });
+            }
+
+            throw e;
+        }
+    }
+
+    @Override
+    public void sign(MerchantChannelStatus mcs) {
+        List<String> excludeStatus = Collections.singletonList(MerchantChannelStatus.AUDIT_STATUS_SUCCESS);
+
+        boolean returnFlag = excludeStatus.stream().anyMatch(s -> s.equals(mcs.getStatus()));
+
+        if (returnFlag) {
+            return;
+        }
+
+        MerchantBaseInfo mbi = mbiService.getMerchantBaseInfoByMerchantCode(mcs.getMerchantCode());
+        mcs.setStatus(MerchantChannelStatus.AUDIT_STATUS_WAITING_SIGN);
+        mcsService.updateById(mcs);
+
+        JSONObject extra = mcs.getExtra();
+        String custId = extra.getString("custId");
+
+        RateInfo rateInfo = new RateInfo();
+        rateInfo.setCustId(custId);
+        rateInfo.setBusOpenType("00|01");
+        rateInfo.setContractType("2");
+        rateInfo.setIsSendConMsg("1");
+        rateInfo.setNotifyUrl(YsConfigV3.AUDIT_SIGN_NOTIFY_URL);
+
+        RateFeeInfo rateFeeInfo = new RateFeeInfo();
+        rateFeeInfo.setAliPayFee(new RateFeeDetail("0", "0.38", "1"));
+        rateFeeInfo.setWxPayFee(new RateFeeDetail("0", "0.38", "1"));
+        rateFeeInfo.setBank1debitPayFee(new RateFeeDetail("0", "0.61", "1", "999900"));
+        rateFeeInfo.setBank1creditPayFee(new RateFeeDetail("0", "0.61", "1", "999900"));
+        rateFeeInfo.setBank2debitPayFee(new RateFeeDetail("0", "0.38", "1", "999900"));
+        rateFeeInfo.setBank2creditPayFee(new RateFeeDetail("0", "0.38", "1"));
+        RateFeeDetail codeScanD0Fee = new RateFeeDetail("0", "0.10", "1");
+        rateInfo.setCodeScanD0Fee(codeScanD0Fee);
+        rateInfo.setCodeScanT1Fee(rateFeeInfo);
+
+        RespEntity respEntity = ysServiceV3.req(ReqMethod.sign, (JSONObject) JSON.toJSON(rateInfo));
+        if (!Objects.equals(respEntity.getSubCode(), YsConfigV3.BIZ_SUCCESS)) {
+            throw new MsgException("银盛云商服3.0商户签约申请请求失败, {}", respEntity.getSubMsg());
+        }
+
+        JSONObject businessData = JSON.parseObject(respEntity.getBusinessData());
+        mcs.getExtra().putAll(businessData);
+        mcsService.updateById(mcs);
+
+        Notice notice = new Notice(1, -1, mbi.getUserId());
+        String uniqueKey = "YS_QY" + System.currentTimeMillis();
+        String title = "电子协议签约通知";
+        String content = "尊敬的客户您好，请点此通知完成签约意愿授权。请注意，同意授权后，支付通道才会进行商户资料审核，否则会一直等待审核。";
+        String url = businessData.getString("signUrl");
+        notice.setUniqueKey(uniqueKey);
+        notice.setNoticeCode(uniqueKey);
+        notice.setTitle(title);
+        notice.setUrl(url);
+        notice.setDesc(content);
+        noticeService.save(notice);
+
+        generalPushUtil.sendAllPlatByAlias(Collections.singletonList(mbi.getUserId()), title, content, "1");
+    }
+
+    @Override
+    public void callback(JSONObject callback) throws Exception {
+        String signContent = SignUtils.getSignContent(callback);
+        String signStr = callback.getString("sign");
+        Sign sign = SecureUtil.sign(SignAlgorithm.SHA256withRSA, null, ysConfig.getOldPubKey());
+        boolean verify;
+
+        try {
+            verify = sign.verify(signContent.getBytes(StandardCharsets.UTF_8), Base64.decode(signStr));
+        } catch (Exception e) {
+            log.info("回调验签异常");
+            e.printStackTrace();
+            verify = true;
+        }
+
+        if (!verify) {
+            log.info("银盛云商服3.0回调验签失败");
+            throw new MsgException("银盛云商服3.0回调验签失败");
+        }
+
+        String bizContent = callback.getString("bizContent");
+        Notify notifyData = JSON.parseObject(bizContent, Notify.class);
+
+        switch (notifyData.getNotifyType()) {
+            case Notify.TYPE_MERC_APPLY:
+                // 资料确认通知
+                Notify.Cust cust = notifyData.getCust();
+                cust.setStatus(notifyData.getStatus());
+                auditResultHandle(cust);
+                break;
+            case Notify.TYPE_MERC_SIGN:
+                // 签约变更通知
+                Notify.Auth auth = notifyData.getAuth();
+                auth.setStatus(notifyData.getStatus());
+                signResultHandle(auth);
+                break;
+            case Notify.TYPE_MERC_CHANGE:
+                // 商户资料变更通知
+            case Notify.TYPE_MERC_RATE_CHANGE:
+                // 商户费率变更通知
+                Notify.Change change = notifyData.getChange();
+                change.setStatus(notifyData.getStatus());
+//                editResultHandle(change);
+                break;
+            case Notify.TYPE_MERC_REPORT:
+                // 报备通知
+                Notify.Report report = notifyData.getReport();
+                report.setStatus(notifyData.getStatus());
+                collectSubMerId(report);
+                break;
+        }
+    }
+
+    @Override
+    public void auditResult(String userId) {
+
+    }
+
+    public void preCheck(String userId) {
+        MerchantBaseInfo mbi = mbiService.getMerchantBaseInfoByUserId(userId);
+        LambdaQueryWrapper<MerchantChannelStatus> qWrapper = Wrappers.lambdaQuery();
+        qWrapper.eq(MerchantChannelStatus::getMerchantCode, mbi.getMerchantCode());
+        qWrapper.eq(MerchantChannelStatus::getVirChannelFlag, Account.CHANNEL_TYPE_D1);
+        MerchantChannelStatus existD1 = mcsService.getOne(qWrapper);
+
+        if (existD1 != null && !MerchantChannelStatus.AUDIT_STATUS_SUCCESS.equals(existD1.getStatus()) && !MerchantChannelStatus.AUDIT_STATUS_SIGNED.equals(existD1.getStatus()) && !MerchantChannelStatus.AUDIT_STATUS_WAITING_SIGN.equals(existD1.getStatus())) {
+            throw new MsgException("当前D1通道存在未进件完成的的进件数据，不允许进件银盛");
+        }
+
+        if (MERCH_TYPE_MICRO.equals(mbi.getMerchantType())) {
+            int ysCount = accountMapper.selectYSAuditSmallCount(mbi.getUserId());
+            if (ysCount >= 2) {
+                MsgException.throwException("非营业执照商户同一结算人仅可申请两次实时到账");
+            }
+        }
+
+        qWrapper.clear();
+        qWrapper.eq(MerchantChannelStatus::getMerchantCode, mbi.getMerchantCode());
+        qWrapper.eq(MerchantChannelStatus::getVirChannelFlag, "D0");
+        MerchantChannelStatus existD0 = mcsService.getOne(qWrapper);
+
+        if (existD0 == null) {
+            qWrapper.clear();
+            qWrapper.eq(MerchantChannelStatus::getMerchantCode, mbi.getMerchantCode());
+            qWrapper.isNull(MerchantChannelStatus::getChannel);
+            existD0 = mcsService.getOne(qWrapper);
+        }
+
+        if (existD0 != null) {
+            existD0 = mcsService.getByIdLock(existD0.getId());
+
+            if (existD0.getStatus().equals(MerchantChannelStatus.AUDIT_STATUS_REJECT)) {
+                return;
+            }
+
+            if (existD0.getStatus().equals(MerchantChannelStatus.AUDIT_STATUS_EXAMINING) && existD0.getThirdStatus().equals(MerchantChannelStatus.AUDIT_THIRD_STATUS_AUDITING)) {
+                throw new MsgException("当前商户已经在后台审核中");
+            }
+
+            // 此处先将进件状态锁住
+            existD0.setChannel(4);
+            mcsService.saveOrUpdate(existD0);
+        }
+    }
+
+    @Transactional(rollbackFor = Exception.class, propagation = Propagation.REQUIRES_NEW)
+    public void step1(String userId) {
+        MercInfo mercInfo = combineBaseInfo(userId);
+        RespEntity req = ysServiceV3.req(ReqMethod.addCustInfoApply, (JSONObject) JSONObject.toJSON(mercInfo));
+        String subCode = req.getSubCode();
+
+        if (!Objects.equals(subCode, YsConfigV3.BIZ_SUCCESS)) {
+            throw new MsgException(req.getSubMsg());
+        }
+
+        preCheck(userId);
+        MerchantChannelStatus mcs = new MerchantChannelStatus();
+        MerchantBaseInfo mbi = mbiService.getMerchantBaseInfoByUserId(userId);
+        mcs.setMerchantCode(mbi.getMerchantCode());
+        mcs.setChannel(4);
+        mcs = mcsService.getOne(new QueryWrapper<>(mcs));
+
+        if (mcs == null) {
+            mcs = new MerchantChannelStatus();
+            mcs.setMerchantCode(mcs.getMerchantCode());
+            mcs.setChannel(4);
+        }
+
+        JSONObject extra = mcs.getExtra();
+        extra.putAll(JSON.parseObject(req.getBusinessData()));
+        mcs.setApplicationId(extra.getString("sysFlowId"));
+        mcs.setThirdStatus(MerchantChannelStatus.AUDIT_THIRD_STATUS_AUDITING);
+        //mcs.setInterfaceVersion(YsConfigV3.INTERFACE_VERSION);
+        mcsService.saveOrUpdate(mcs);
+
+        AccountDTO accountDTO = accountService.getRealAccount(userId, Account.CHANNEL_TYPE_D1);
+
+        IdCard legalIdCard = idCardService.getLegalIdCard(userId);
+        //upstreamInfoService.save(mbi, legalIdCard, accountDTO.getIdcard(), accountDTO.getBankCard(), 4);
+    }
+
+    private MercInfo combineBaseInfo(String userId) {
+        CombineMercInfo combineMercInfo = mercAuditListener.getMercInfo(userId, Account.CHANNEL_TYPE_D0);
+        LambdaQueryWrapper<MerchantBaseInfo> qWrapper = Wrappers.lambdaQuery();
+        qWrapper.eq(MerchantBaseInfo::getUserId, userId);
+        MerchantBaseInfo mbi = mbiService.getOne(qWrapper);
+
+        MercInfo mercInfo = new MercInfo();
+        CustInfo custInfo = new CustInfo();
+        mercInfo.setCustInfo(custInfo);
+        //商户基本信息
+        custInfo.setMercName(mbi.getMerchantName());
+        custInfo.setMercShortName(mbi.getAlias());
+
+        switch (mbi.getMerchantType()) {
+            case MerchantBaseInfo.MERCH_TYPE_MICRO:
+                custInfo.setMercType("2");
+                break;
+            case MerchantBaseInfo.MERCH_TYPE_INDIVIDUAL:
+                custInfo.setMercType("3");
+                break;
+            case MerchantBaseInfo.MERCH_TYPE_COMPANY:
+                custInfo.setMercType("4");
+                break;
+            default:
+                throw new MsgException("暂未找到用户类型");
+        }
+
+        MccReflect ysMccReflect = reflectService.getYsMccReflect(mbi.getMcc());
+        custInfo.setMccCd(mbi.getMcc());
+        custInfo.setContactMail("chaozhanggui2022@163.com");
+        custInfo.setCusMgrNm("蔡祥");
+        custInfo.setNotifyUrl(YsConfigV3.AUDIT_NOTIFY_URL);
+        custInfo.setAgtMercId(ysConfigV3.getAgentNo());
+//        custInfo.setRemark("测试商户");
+
+        //法人基本信息
+        CrpInfo crpInfo = new CrpInfo();
+        mercInfo.setCrpInfo(crpInfo);
+        IdCard legalIdCard = combineMercInfo.getLegalIdCard();
+
+        crpInfo.setCrpCertNo(legalIdCard.getCertNo());
+        crpInfo.setCrpCertType("00");
+        crpInfo.setCertBgn(legalIdCard.getCertStartTime().replace("-", ""));
+        if (legalIdCard.getCertEndTime().equals("长期")) {
+            crpInfo.setCertExpire("29991231");
+        } else {
+            crpInfo.setCertExpire(legalIdCard.getCertEndTime().replace("-", ""));
+        }
+
+        crpInfo.setCrpNm(legalIdCard.getCertName());
+        BankCard bankCard = combineMercInfo.getBankCard();
+        crpInfo.setCrpPhone(bankCard.getPhone());
+
+        //银行卡相关
+        StlAccInfo stlAccInfo = new StlAccInfo();
+        mercInfo.setStlAccInfo(stlAccInfo);
+
+        // 非法人授权信息
+        if (!legalIdCard.getCertNo().equals(combineMercInfo.getSettleIdCard().getCertNo())) {
+            IdCard idCard = combineMercInfo.getSettleIdCard();
+            PersonInfo authInfo = new PersonInfo();
+            authInfo.setName(idCard.getCertName());
+            authInfo.setCertType("00");
+            authInfo.setCertNo(idCard.getCertNo());
+            authInfo.setCertBgn(idCard.getCertStartTime().replace("-", ""));
+
+            if (idCard.getCertEndTime().equals("长期")) {
+                authInfo.setCertExpire("29991231");
+            } else {
+                authInfo.setCertExpire(idCard.getCertEndTime().replace("-", ""));
+            }
+
+            crpInfo.setAuthInfo(authInfo);
+
+            stlAccInfo.setIsUncrpSett("Y");
+            stlAccInfo.setBankMobile(bankCard.getPhone());
+            stlAccInfo.setOpenCertNo(idCard.getCertNo());
+        }
+
+        stlAccInfo.setStlAccNm(bankCard.getBankHolder());
+        stlAccInfo.setStlAccNo(bankCard.getBankCardNo());
+        stlAccInfo.setBankSubCode(bankCard.getContactLine());
+        RegionCodeYs ysRegionCode = regionReflectService.getYsRegionCode(bankCard);
+        // 由于联行号地址存在对应不上的问题，所以这里还是将地区信息给带上
+        stlAccInfo.setBankProince(ysRegionCode.getProvinceCode());
+        stlAccInfo.setBankCity(ysRegionCode.getCityCode());
+        if (bankCard.getAccountType().equals(BankCard.ACCOUNT_TYPE_PRIVATE)) {
+            stlAccInfo.setStlAccType("11");
+        } else {
+            stlAccInfo.setStlAccType("21");
+        }
+        //营业执照相关
+        BusInfo busInfo = new BusInfo();
+        mercInfo.setBusInfo(busInfo);
+
+        if (!mbi.getMerchantType().equals(MerchantBaseInfo.MERCH_TYPE_MICRO)) {
+            busInfo.setBusNm(mbi.getBussAuthName());
+            busInfo.setBusNo(mbi.getBussAuthNum());
+            busInfo.setBusCertBgn(mbi.getBussAuthStartTime().replace("-", ""));
+            //TODO 有时营业执照有效日期没有填写
+            busInfo.setBusCertExpire(mbi.getBussAuthEndTime().replace("-", ""));
+            busInfo.setBusAddr(mbi.getBussAuthAddress());
+            busInfo.setBusCertType("19");
+        } else {
+            busInfo.setBusAddr(mbi.getProvince() + mbi.getCity() + mbi.getDistrict() + mbi.getAddress());
+        }
+
+        RegionCodeYs regionData = regionReflectService.getYsRegionCode(mbi.getProvince(), mbi.getCity(), mbi.getDistrict());
+        busInfo.setBusProviceCode(regionData.getProvinceCode());
+        busInfo.setBusCityCode(regionData.getCityCode());
+        busInfo.setBusAreaCode(regionData.getAreaCode());
+
+        return mercInfo;
+    }
+
+    /**
+     * 入网申请流水 sysFlowId
+     * 备注 note
+     * 客户号id custId
+     * 入网状态 status
+     */
+    public void auditResultHandle(Notify.Cust cust) {
+        String status = cust.getStatus();
+        String sysFlowId = cust.getSysFlowId();
+        MerchantChannelStatus mcs = new MerchantChannelStatus();
+        mcs.setApplicationId(sysFlowId);
+        mcs.setChannel(4);
+        mcs = mcsService.getOne(new QueryWrapper<>(mcs));
+        mcs.setThirdStatus(status);
+        mcs.getExtra().putAll((JSONObject) JSON.toJSON(cust));
+
+        switch (status) {
+            case YsConfigV3.STATUS_SUCCESS:
+                mcs.setAuditSuccessTime(new Date());
+                mcsService.updateById(mcs);
+                sign(mcs);
+                break;
+            case YsConfigV3.STATUS_REFUSE:
+                List<String> excludeStatus = Arrays.asList(MerchantChannelStatus.AUDIT_STATUS_REJECT, MerchantChannelStatus.AUDIT_STATUS_SUCCESS);
+                MerchantChannelStatus finalMcs = mcs;
+                boolean returnFlag = excludeStatus.stream().anyMatch(s -> s.equals(finalMcs.getStatus()));
+                if (returnFlag) {
+                    return;
+                }
+                MerchantBaseInfo mbi = mbiService.getMerchantBaseInfoByMerchantCode(mcs.getMerchantCode());
+                String note = cust.getNote();
+                mcs.setRemark(note);
+                mcs.setStatus(MerchantChannelStatus.AUDIT_STATUS_REJECT);
+                mcsService.updateById(mcs);
+                mercAuditListener.onFail(mbi.getUserId(), mcs, note);
+                break;
+            case YsConfigV3.STATUS_TO_MANUAL:
+                List<String> excludeStatus2 = Arrays.asList(MerchantChannelStatus.AUDIT_STATUS_SUCCESS, MerchantChannelStatus.AUDIT_STATUS_ARTIFICIAL_EXAMINING);
+                MerchantChannelStatus finalMcs2 = mcs;
+                boolean returnFlag2 = excludeStatus2.stream().anyMatch(s -> s.equals(finalMcs2.getStatus()));
+                if (returnFlag2) {
+                    return;
+                }
+                mcs.setStatus(MerchantChannelStatus.AUDIT_STATUS_ARTIFICIAL_EXAMINING);
+                mcsService.updateById(mcs);
+                break;
+        }
+    }
+
+    public void step2(String userId) {
+        MerchantBaseInfo mbi = mbiService.getMerchantBaseInfoByUserId(userId);
+        List<MerchantImage> miList = miService.getListOfMerch(userId, Account.CHANNEL_TYPE_D0);
+        MerchantChannelStatus mcs = new MerchantChannelStatus();
+        mcs.setChannel(4);
+        mcs.setMerchantCode(mbi.getMerchantCode());
+        mcs = mcsService.getOne(new QueryWrapper<>(mcs));
+
+        if (mcs == null) {
+            throw new MsgException("无法上传图片，无法确认进件信息");
+        }
+
+        for (MerchantImage mi : miList) {
+            imageUpload(mi.getPhotoType(), mi.getPicUrl(), mcs.getApplicationId());
+        }
+    }
+    public void step3(String userId) {
+        MerchantBaseInfo mbi = mbiService.getMerchantBaseInfoByUserId(userId);
+        MerchantChannelStatus mcs = mcsService.getByMerchantCode(mbi.getMerchantCode(), 4);
+
+        if (mcs == null) {
+            throw new MsgException("无法确认进件信息");
+        }
+
+        JSONObject param = new JSONObject();
+        param.put("auditFlag", "Y");
+        param.put("sysFlowId", mcs.getApplicationId());
+
+        RespEntity respEntity = ysServiceV3.req(ReqMethod.auditCustInfoApply, param);
+
+        JSONObject bizContent = JSON.parseObject(respEntity.getBusinessData());
+        mcs.getExtra().putAll(bizContent);
+        String status = bizContent.getString("status");
+
+        if (status == null) {
+            log.error("银盛云商服3.0进件异常, {}", respEntity.getSubMsg());
+            return;
+        }
+
+        mcs.setThirdStatus(status);
+        switch (status) {
+            case YsConfigV3.STATUS_SUCCESS:
+                // 这里不做任何处理，交给回调操作，防止数据错乱
+                break;
+            case YsConfigV3.STATUS_REFUSE:
+                mcs.setRemark(respEntity.getSubMsg());
+                mcs.setStatus(MerchantChannelStatus.AUDIT_STATUS_REJECT);
+                mcsService.updateById(mcs);
+                mercAuditListener.onFail(mbi.getUserId(), mcs, respEntity.getSubMsg());
+                break;
+            case YsConfigV3.STATUS_TO_MANUAL:
+                mcs.setRemark(respEntity.getSubMsg());
+                mcs.setStatus(MerchantChannelStatus.AUDIT_STATUS_ARTIFICIAL_EXAMINING);
+                mcsService.updateById(mcs);
+                break;
+        }
+        mcsService.updateById(mcs);
+    }
+    private void imageUpload(String photoType, String imgUrl, String flowId) {
+        int count = 0;
+        while (count < 3) {
+            count++;
+            String relPhotoType = imgTypeTransform(photoType);
+            if (photoType == null) {
+                throw new MsgException("缺少图片类型");
+            }
+
+            RespEntity respEntity = ysServiceV3.reqUpload(ReqMethod.upload, relPhotoType, imgUrl, flowId);
+
+            if (!Objects.equals(respEntity.getSubCode(), YsConfigV3.BIZ_SUCCESS)) {
+                log.info("第{}次上传失败：{}", count, respEntity.getSubMsg());
+            } else {
+                if (photoType.equals(MerchantImage.ImageType.BANK_CARD_FRONT)) {
+                    imageUpload(MerchantImage.ImageType.BANK_CARD_BACK, imgUrl, flowId);
+                }
+
+                return;
+            }
+        }
+
+        throw new MsgException("图片多次上传失败");
+    }
+    public String imgTypeTransform(String imageType) {
+        if (imageType == null) {
+            throw new MsgException("图片类型不能为空");
+        }
+
+        switch (imageType) {
+            case MerchantImage.ImageType.SHOP_FRONT_DOOR:
+                return "A006";
+            case MerchantImage.ImageType.STORE_INTERIOR_PHOTO:
+                return "A007";
+            case MerchantImage.ImageType.CASH_DESK_PHOTO:
+                return "A008";
+            case MerchantImage.ImageType.ACCOUNT_PERMITS:
+                return "A011";
+            case MerchantImage.ImageType.BUSINESS_LICENSE:
+                return "A001";
+            case MerchantImage.ImageType.IDCARD_FRONT:
+                return "A002";
+            case MerchantImage.ImageType.IDCARD_BACK:
+                return "A003";
+            case MerchantImage.ImageType.BANK_CARD_FRONT:
+                return "A004";
+            case MerchantImage.ImageType.BANK_CARD_BACK:
+                return "A005";
+            case MerchantImage.ImageType.SETTLE_IDCARD_FRONT:
+                return "A013";
+            case MerchantImage.ImageType.SETTLE_IDCARD_BACK:
+                return "A014";
+            case MerchantImage.ImageType.NON_LEG_SETTLE_AUTH:
+                return "B005";
+            case MerchantImage.ImageType.CHANGE_FORM:
+                return "B008";
+            case MerchantImage.ImageType.CASH_DESK_WITH_PERSON:
+                return "B009";
+        }
+
+        return null;
+    }
+    public void signResultHandle(Notify.Auth authData) {
+        QueryWrapper<MerchantChannelStatus> qWrapper = Wrappers.query();
+        qWrapper.eq("extra ->> '$.authId'", authData.getAuthId());
+        qWrapper.eq("channel", 4);
+        MerchantChannelStatus mcs = mcsService.getOne(qWrapper);
+        mcs = mcsService.getByIdLock(mcs.getId());
+
+        mcs.getExtra().putAll((JSONObject) JSON.toJSON(authData));
+
+        MerchantBaseInfo mbi = mbiService.getMerchantBaseInfoByMerchantCode(mcs.getMerchantCode());
+
+        String status = authData.getStatus();
+        switch (status) {
+            case YsConfigV3.STATUS_SUCCESS:
+                if (mcs.getStatus().equals(MerchantChannelStatus.AUDIT_STATUS_SUCCESS)) {
+                    return;
+                }
+
+                AccountDTO accountDTO = accountService.getRealAccount(mbi.getUserId(), Account.CHANNEL_TYPE_D0);
+                String mercId = authData.getMercId();
+                mcs.setMerchantId(mercId);
+                mcs.setStatus(MerchantChannelStatus.AUDIT_STATUS_SUCCESS);
+                mcs.setAuditSuccessTime(new Date());
+                if (mbi.getMerchantType().equals(MerchantBaseInfo.MERCH_TYPE_MICRO)) {
+                    mcs.getExtra().put("mercCnm", accountDTO.getIdcard().getCertName());
+                } else {
+                    mcs.getExtra().put("mercCnm", mbi.getBussAuthName());
+                }
+                mcsService.updateById(mcs);
+                openOnlinePay(mcs);
+
+                mercAuditListener.onSuccess(mbi.getUserId(), mcs);
+                break;
+            case YsConfigV3.STATUS_REFUSE:
+            case YsConfigV3.STATUS_SIGN_REFUSE:
+                List<String> excludeStatus = Arrays.asList(MerchantChannelStatus.AUDIT_STATUS_REJECT, MerchantChannelStatus.AUDIT_STATUS_SUCCESS);
+                MerchantChannelStatus finalMcs = mcs;
+                boolean returnFlag = excludeStatus.stream().anyMatch(s -> s.equals(finalMcs.getStatus()));
+                if (returnFlag) {
+                    return;
+                }
+                String note = authData.getNote();
+                mcs.setRemark(note);
+                mcs.setStatus(MerchantChannelStatus.AUDIT_STATUS_REJECT);
+                mcsService.updateById(mcs);
+                mercAuditListener.onFail(mbi.getUserId(), mcs, note);
+                break;
+        }
+    }
+//    public void editResultHandle(Notify.Change changeResult) {
+//        String status = changeResult.getStatus();
+//
+//        MercChangeRecord entity = mcrService.get(changeResult.getChangeSysFlowId(), 4);
+//
+//        if (entity == null && !Objects.equals(entity.getStatus(), MercChangeRecord.Status.AUDITING.getValue())) {
+//            return;
+//        }
+//
+//        if (YsConfigV3.STATUS_SUCCESS.equals(status)) {
+//            // 变更成功
+//            entity.setStatus(MercChangeRecord.Status.SUCCESS.getValue());
+//            mcrService.updateById(entity);
+//
+//            if (MercChangeRecord.Type.BASE.getValue().equals(entity.getChangeType())) {
+//                // 基本信息变更完成
+//                successChangeBaseInfo(entity, entity.getUserId() + "");
+//            } else if (MercChangeRecord.Type.ACCOUNT.getValue().equals(entity.getChangeType())) {
+//                // 结算卡变更完成
+//                successChangeSettlement(entity, entity.getUserId() + "");
+//            } else if (MercChangeRecord.Type.RATE.getValue().equals(entity.getChangeType())) {
+//                // 费率变更完成
+//                successChangeRate(entity, entity.getBaseInfo().getUserId());
+//            } else if (MercChangeRecord.Type.CARD.getValue().equals(entity.getChangeType())) {
+//                // TODO 证件补充, 云商服3.0没有该功能
+//            }
+//        }
+//
+//        if (YsConfigV3.STATUS_REFUSE.equals(status)) {
+//            // 变更失败
+//            entity.setStatus(MercChangeRecord.Status.REFUSE.getValue());
+//            entity.setRemark(changeResult.getNote());
+//            mcrService.updateById(entity);
+//
+//            if (MercChangeRecord.Type.BASE.getValue().equals(entity.getChangeType())) {
+//                // 基本信息变更失败
+//                failChangeBaseInfo(changeResult.getNote(), entity.getUserId() + "");
+//            } else if (MercChangeRecord.Type.ACCOUNT.getValue().equals(entity.getChangeType())) {
+//                // 结算卡变更失败
+//                failChangeBankCard(changeResult.getNote(), entity.getUserId() + "");
+//            } else if (MercChangeRecord.Type.RATE.getValue().equals(entity.getChangeType())) {
+//                // 费率变更失败
+//                failChangeRate(changeResult.getNote(), entity.getUserId() + "");
+//            } else if (MercChangeRecord.Type.CARD.getValue().equals(entity.getChangeType())) {
+//                // TODO 证件补充, 云商服3.0没有该功能
+//            }
+//        }
+//    }
+    public void openOnlinePay(MerchantChannelStatus mcs) {
+        try {
+            JSONObject param = new JSONObject();
+            param.put(YsConstant.MERC_ID, mcs.getMerchantId());
+            param.put("option", "ON");
+            param.put("rateFee", "0.38");
+            param.put("rateBottom", "1");
+            ysServiceV3.req(ReqMethod.openOnlinePay, param);
+        } catch (Exception e) {
+            log.error("云商服3.0开通线上D0接口报错: {}", e.getMessage());
+        }
+    }
+
+    public void collectSubMerId(Notify.Report report) {
+        List<Notify.ThirdMerc> thridMercList = report.getThridMercList();
+
+        if (thridMercList == null || thridMercList.isEmpty()) {
+            return;
+        }
+
+        String mercId = report.getMercId();
+        MerchantChannelStatus mcs = mcsService.getByMerchantId(mercId);
+
+        LambdaQueryWrapper<SubMerchant> qWrapper = Wrappers.lambdaQuery();
+        qWrapper.eq(SubMerchant::getMerchantId, mercId);
+        smService.remove(qWrapper);
+
+        for (Notify.ThirdMerc item : thridMercList) {
+            String status = item.getApprSts();
+            String thridMercId = item.getThridMercId();
+            String reportChannel = item.getReportChannel();
+
+            SubMerchant subMerchant = new SubMerchant();
+            subMerchant.setChannelTypeId("4");
+
+            String flagName = "";
+            String typeName = "";
+
+            if (reportChannel.contains("POS")) {
+                continue;
+            }
+
+            if (reportChannel.contains("WECHAT")) {
+                subMerchant.setSubMchType("WX");
+                flagName = "微信";
+            }
+
+            if (reportChannel.contains("ALIPAY")) {
+                subMerchant.setSubMchType("ZFB");
+                flagName = "支付宝";
+            }
+
+            if (reportChannel.contains("NUCC")) {
+                thridMercId += "_NUCC";
+                typeName = "网联";
+            }
+
+            if (reportChannel.contains("CUPS")) {
+                thridMercId += "_CUPS";
+                typeName = "银联";
+            }
+
+            if (Objects.equals("03", status)) {
+                LambdaQueryWrapper<UserApp> qWrapper2 = Wrappers.lambdaQuery();
+                qWrapper2.eq(UserApp::getMerchantCode, mcs.getMerchantCode());
+                qWrapper2.eq(UserApp::getUserType, "promoter");
+                UserApp userApp = userAppMapper.selectOne(qWrapper2);
+
+                String pushMsg = "D0通道" + flagName + typeName + "报备失败，请联系客服进行处理";
+                sxfMerAuditHandler.sendNotice(userApp, "收银呗审核通知", pushMsg, mcs.getApplicationId());
+            }
+
+            if (Objects.equals("00", status)) {
+                subMerchant.setMerchantId(mercId);
+                subMerchant.setStatus(status);
+                subMerchant.setSubMchId(thridMercId);
+                subMerchant.setRemark(item.getRemark());
+                try {
+                    smService.save(subMerchant);
+                } catch (Exception ignored) {
+                    // 插入报错不处理
+                }
+            }
+        }
+    }
+
+    @Test
+    public void main(){
+        JSONObject param = new JSONObject();
+        param.put("sysFlowId", "APPL202304061707282745251");
+        RespEntity req = ysServiceV3.req(ReqMethod.queryCustApply, param);
+        System.out.println(req);
+    }
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/merchantChannelStatus/impl/MerchantChannelStatusServiceImpl.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/merchantChannelStatus/impl/MerchantChannelStatusServiceImpl.java
index 0a75f3d..43e5ebd 100644
--- a/pluss-service-bundle/src/main/java/cn/pluss/platform/merchantChannelStatus/impl/MerchantChannelStatusServiceImpl.java
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/merchantChannelStatus/impl/MerchantChannelStatusServiceImpl.java
@@ -188,8 +188,8 @@ public class MerchantChannelStatusServiceImpl extends ServiceImpl<MerchantChanne
 
         UserApp userApp = new UserApp().setMerchantCode(merchantCode).setUserType("promoter");
         userApp = userAppService.queryUserApp(userApp);
-
-        wxTalkService.sendAuditAlert(userApp.getUserId() + "");
+        //TODO 微信机器人消息推送暂时干掉
+        //wxTalkService.sendAuditAlert(userApp.getUserId() + "");
     }
 
     @Override
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/pojo/CombineMercInfo.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/pojo/CombineMercInfo.java
new file mode 100644
index 0000000..696bd9c
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/pojo/CombineMercInfo.java
@@ -0,0 +1,20 @@
+package cn.pluss.platform.pojo;
+
+import cn.pluss.platform.entity.BankCard;
+import cn.pluss.platform.entity.IdCard;
+import cn.pluss.platform.entity.MerchantBaseInfo;
+import lombok.Getter;
+import lombok.Setter;
+
+@Setter
+@Getter
+public class CombineMercInfo {
+
+    private MerchantBaseInfo mbi;
+
+    private IdCard legalIdCard;
+
+    private IdCard settleIdCard;
+
+    private BankCard bankCard;
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/userApp/impl/UserAppServiceImpl.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/userApp/impl/UserAppServiceImpl.java
index e2ada38..155b124 100644
--- a/pluss-service-bundle/src/main/java/cn/pluss/platform/userApp/impl/UserAppServiceImpl.java
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/userApp/impl/UserAppServiceImpl.java
@@ -8,6 +8,7 @@ import cn.pluss.platform.api.ResultGenerator;
 import cn.pluss.platform.channel.BaseMerchantAuditService;
 import cn.pluss.platform.channel.MerchantAuditService;
 //import cn.pluss.platform.channel.ys.YSAuditServiceV3;
+import cn.pluss.platform.channel.ys.YSAuditServiceV3;
 import cn.pluss.platform.common.CommonRemarkService;
 import cn.pluss.platform.common.RiskBlacklistService;
 import cn.pluss.platform.converter.Converter;
@@ -174,8 +175,8 @@ public class UserAppServiceImpl extends ServiceImpl<UserAppMapper, UserApp> impl
     @Autowired
     private UserRoleMapper userRoleMapper;
 
-    //@Autowired
-    //private YSAuditServiceV3 ysAuditServiceV3;
+    @Autowired
+    private YSAuditServiceV3 ysAuditServiceV3;
 
 
     @Override
@@ -799,7 +800,7 @@ public class UserAppServiceImpl extends ServiceImpl<UserAppMapper, UserApp> impl
             case "4":
                 // 银盛
                 //ysAuditServiceV2.merchantAudit(userId, false);
-                //ysAuditServiceV3.merchantAuditV3(userId, false);
+                ysAuditServiceV3.merchantAuditV3(userId, false);
                 break;
             default:
                 MsgException.throwException("未知的进件通道");
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/Req.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/Req.java
new file mode 100644
index 0000000..31b4e2d
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/Req.java
@@ -0,0 +1,7 @@
+package cn.pluss.platform.ys.impl.v20220527;
+
+public class Req {
+    public static class Url {
+        public static final String PREFIX = "https://ysgate.ysepay.com/openapi/";
+    }
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/ReqEntity.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/ReqEntity.java
new file mode 100644
index 0000000..60854ed
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/ReqEntity.java
@@ -0,0 +1,54 @@
+package cn.pluss.platform.ys.impl.v20220527;
+
+import cn.hutool.core.date.DateUtil;
+import cn.hutool.core.util.RandomUtil;
+import cn.pluss.platform.yinsheng.v20210929.ReqMethod;
+import lombok.AccessLevel;
+import lombok.Getter;
+import lombok.NoArgsConstructor;
+import lombok.Setter;
+
+import java.util.Date;
+
+@Getter
+@Setter
+@NoArgsConstructor(access = AccessLevel.PRIVATE)
+public class ReqEntity {
+    private String timeStamp;
+
+    private String method;
+
+    private String charset = "utf-8";
+
+    private String sign;
+
+    private String check;
+
+    private String bizContent;
+
+    private String reqId;
+
+    private String certId = "826521773920170";
+
+    private String version = "1.0";
+
+    public static ReqEntity get(ReqMethod reqMethod) {
+        Date date = new Date();
+        ReqEntity entity = new ReqEntity();
+        entity.timeStamp = DateUtil.format(date, "yyyy-MM-dd HH:mm:ss");
+        entity.method = reqMethod.getMethod();
+        entity.reqId = "SYB_" + RandomUtil.randomString(4) + DateUtil.format(date, "yyMMddHHmmss");
+
+        return entity;
+    }
+
+    public static ReqEntity get(cn.pluss.platform.ys.impl.v20220527.ReqMethod reqMethod) {
+        Date date = new Date();
+        ReqEntity entity = new ReqEntity();
+        entity.timeStamp = DateUtil.format(date, "yyyy-MM-dd HH:mm:ss");
+        entity.method = reqMethod.getMethod();
+        entity.reqId = "SYB_" + RandomUtil.randomString(4) + DateUtil.format(date, "yyMMddHHmmss");
+
+        return entity;
+    }
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/ReqMethod.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/ReqMethod.java
new file mode 100644
index 0000000..9446916
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/ReqMethod.java
@@ -0,0 +1,46 @@
+package cn.pluss.platform.ys.impl.v20220527;
+
+
+import lombok.Getter;
+
+@Getter
+public enum ReqMethod {
+    addCustInfoApply(Req.Url.PREFIX + "t1/smsc/addCustInfoApply"),
+    modifyCustInfoApply(Req.Url.PREFIX + "smsc/modifyCustInfoApply"),
+    upload(Req.Url.PREFIX + "file/smsc/upload"),
+    auditCustInfoApply(Req.Url.PREFIX + "t1/smsc/auditCustInfoApply"),
+    queryCustApply(Req.Url.PREFIX + "smsc/queryCustApply"),
+    sign(Req.Url.PREFIX + "t1/smsc/sign"),
+    sendSmsOrEmailMsg(Req.Url.PREFIX + "smsc/sign/sendSmsOrEmailMsg"),
+    queryAuthInfo(Req.Url.PREFIX + "smsc/saas/constract/queryAuthInfo"),
+    queryContract(Req.Url.PREFIX + "smsc/sign/queryContract"),
+    sweepReport(Req.Url.PREFIX + "smsc/saas/sweep/sweepreport"),
+    reportAgain(Req.Url.PREFIX + "smsc/saas/sweep/reportAgain"),
+    changeMercBaseInfo(Req.Url.PREFIX + "smsc/changeMercBaseInfo"),
+    uploadChangePic(Req.Url.PREFIX + "file/smsc/uploadChangePic"),
+    queryCustChange(Req.Url.PREFIX + "smsc/queryCustChange"),
+    changeMercStlAccInfo(Req.Url.PREFIX + "t1/smsc/changeMercStlAccInfo"),
+    changeRate(Req.Url.PREFIX + "smsc/changeRate"),
+    openOnlinePay(Req.Url.PREFIX + "smsc/saas/authority/online"),
+    regionList(Req.Url.PREFIX + "pregate/trade/findCmmtAreaInfoList"),
+
+    repAndAppIdQry(Req.Url.PREFIX + "report/scan/union/repAndAppIdQry"),
+    /**
+     * 支付宝实名认证状态查询
+     */
+    aliAuthStatus(Req.Url.PREFIX + "pregate/alipay/getAuthState"),
+    ;
+
+    private final String url;
+
+    private final String method;
+
+    ReqMethod(String url, String method) {
+        this.url = url;
+        this.method = method;
+    }
+
+    ReqMethod(String url) {
+        this(url, url.replace(Req.Url.PREFIX, "").replace('/', '.'));
+    }
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/RespEntity.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/RespEntity.java
new file mode 100644
index 0000000..da1dc59
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/RespEntity.java
@@ -0,0 +1,50 @@
+package cn.pluss.platform.ys.impl.v20220527;
+
+import lombok.Getter;
+import lombok.Setter;
+import java.io.Serializable;
+
+@Setter
+@Getter
+public class RespEntity  implements Serializable{
+    /**
+     * 网关响应码
+     */
+    private String code;
+
+    /**
+     * 网关响应码描述
+     */
+    private String msg;
+
+    /**
+     * 业务响应码
+     */
+    private String subCode;
+
+    /**
+     * 业务响应描述
+     */
+    private String subMsg;
+
+    /**
+     * yyyy-MM-dd HH:mm:ss
+     */
+    private String timeStamp;
+
+    /**
+     * 随机参数
+     */
+    private String norce;
+
+    /**
+     * 签名串
+     */
+    private String sign;
+
+    /**
+     * 业务响应参数集合，
+     * 加密后的数据
+     */
+    private String businessData;
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/YsConfigV3.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/YsConfigV3.java
index 077444b..97ed334 100644
--- a/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/YsConfigV3.java
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/YsConfigV3.java
@@ -41,9 +41,9 @@ public class YsConfigV3 {
 
     public static final String BIZ_SUCCESS = "0000";
 
-    public static final String AUDIT_NOTIFY_URL = "https://ky.sxczgkj.cn/api/auditCallback/ysV3";
+    public static final String AUDIT_NOTIFY_URL = "http://wxgzh.sxczgkj.cn/api/auditCallback/ysV3";
 
-    public static final String AUDIT_SIGN_NOTIFY_URL = "https://www.shouyinbei.net/api/auditCallback/ysSignV3";
+    public static final String AUDIT_SIGN_NOTIFY_URL = "http://wxgzh.sxczgkj.cn/api/auditCallback/ysSignV3";
 
     /** 成功 */
     public static final String STATUS_SUCCESS = "00";
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/YsServiceV3.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/YsServiceV3.java
new file mode 100644
index 0000000..f58a0ed
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/YsServiceV3.java
@@ -0,0 +1,249 @@
+package cn.pluss.platform.ys.impl.v20220527;
+
+import cn.hutool.core.codec.Base64;
+import cn.hutool.core.date.DateUtil;
+import cn.hutool.core.util.ByteUtil;
+import cn.hutool.core.util.HexUtil;
+import cn.hutool.core.util.RandomUtil;
+import cn.hutool.crypto.SecureUtil;
+import cn.hutool.crypto.asymmetric.KeyType;
+import cn.hutool.crypto.asymmetric.RSA;
+import cn.hutool.crypto.asymmetric.Sign;
+import cn.hutool.crypto.asymmetric.SignAlgorithm;
+import cn.hutool.crypto.digest.DigestUtil;
+import cn.hutool.crypto.symmetric.AES;
+import cn.hutool.crypto.symmetric.DES;
+import cn.pluss.platform.exception.MsgException;
+import cn.pluss.platform.util.*;
+import cn.pluss.platform.ys.YsConfig;
+import cn.pluss.platform.ys.YsOldConfig;
+import cn.pluss.platform.ys.impl.v20210929.YsConfigV2;
+import cn.pluss.platform.ys.impl.v20210929.YsConstant;
+import cn.pluss.platform.ys.impl.v20220527.entity.Meta;
+import com.alibaba.fastjson.JSON;
+import com.alibaba.fastjson.JSONObject;
+import lombok.extern.slf4j.Slf4j;
+import org.springframework.beans.factory.annotation.Autowired;
+import org.springframework.core.io.ByteArrayResource;
+import org.springframework.http.HttpEntity;
+import org.springframework.http.HttpHeaders;
+import org.springframework.http.MediaType;
+import org.springframework.stereotype.Service;
+import org.springframework.util.DigestUtils;
+import org.springframework.util.LinkedMultiValueMap;
+import org.springframework.util.MultiValueMap;
+import org.springframework.util.StringUtils;
+import org.springframework.web.client.RestTemplate;
+
+import java.io.IOException;
+import java.nio.charset.StandardCharsets;
+import java.util.*;
+
+@Slf4j
+@Service("ysServiceV3")
+public class YsServiceV3 {
+    @Autowired
+    private YsConfig ysConfig;
+    @Autowired
+    private RestTemplate restTemplate;
+    /**
+     * 只用于新的进件接口
+     *
+     * @param reqMethod 请求方法
+     * @param reqData   请求参数
+     * @return
+     */
+    public RespEntity req(ReqMethod reqMethod, JSONObject reqData) {
+        Calendar calendar = Calendar.getInstance();
+        int i = calendar.get(Calendar.HOUR_OF_DAY);
+
+        if (i < 8 || i >= 21) {
+            throw new MsgException("当前时段暂不支持入网，请于8:00-21:00提交");
+        }
+
+        try {
+            ReqEntity request = ReqEntity.get(reqMethod);
+            request.setCertId(ysConfig.getSrcMerchantNo());
+
+            request.setBizContent(reqData.toJSONString());
+            HttpHeaders headers = new HttpHeaders();
+            headers.setContentType(MediaType.APPLICATION_JSON_UTF8);
+            headers.add("User-Agent",
+                    "Mozilla/5.0 (Windows NT 10.0; WOW64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/45.0.2454.101 Safari/537.36");
+
+            log.info("业务参数==============>" + JSONObject.toJSONString(reqData));
+            String key = RandomUtil.randomString(RandomUtil.BASE_NUMBER + "ABCDEF",16);
+            log.info("key = " + key);
+            AES aes = new AES(key.getBytes(StandardCharsets.UTF_8));
+            String s = aes.encryptBase64(request.getBizContent());
+            request.setBizContent(s);
+
+            RSA rsa = SecureUtil.rsa(ysConfig.getPriKey(), ysConfig.getOldPubKey());
+            request.setCheck(rsa.encryptBase64(key, KeyType.PublicKey));
+
+            String encryptOriginData = SignUtils.getSignContent((JSONObject) JSON.toJSON(request));
+            Sign sign = SecureUtil.sign(SignAlgorithm.SHA256withRSA, ysConfig.getPriKey(), ysConfig.getOldPubKey());
+            log.info("加签源数据==============>" + encryptOriginData);
+            request.setSign(Base64.encode(sign.sign(encryptOriginData)));
+            log.warn("请求报文==============>" + JSONObject.toJSONString(request));
+            log.info("请求地址：{}", reqMethod.getUrl());
+
+            HttpEntity<JSONObject> reqEntity = new HttpEntity<>((JSONObject) JSON.toJSON(request), headers);
+            String respStr = restTemplate.postForObject(reqMethod.getUrl(), reqEntity, String.class);
+            log.info("返回信息base64：{}", respStr);
+            byte[] decode = Base64.decode(respStr);
+            respStr = new String(decode, StandardCharsets.UTF_8);
+            log.info("返回信息：{}", respStr);
+
+            JSONObject param = JSON.parseObject(respStr);
+            String signContent = SignUtils.getSignContent(param);
+            System.out.println("加签原参数：" + signContent);
+
+            boolean checkSign;
+            try {
+                checkSign = sign.verify(signContent.getBytes(StandardCharsets.UTF_8), Base64.decode(param.getString("sign")));
+            } catch (Exception e) {
+                log.error("银盛云商服3.0接口验签失败{}", e.getMessage());
+                e.printStackTrace();
+                checkSign = true;
+            }
+
+            if (!checkSign) {
+                throw new MsgException("银盛云商服3.0接口验签不通过");
+            }
+
+            RespEntity respEntity = JSON.parseObject(respStr, RespEntity.class);
+
+            // 检查网关code码
+            if (!Objects.equals(respEntity.getCode(), YsConfigV3.REQ_SUCCESS)) {
+                throw new MsgException(respEntity.getMsg());
+            }
+
+            // 业务响应码这里不做判断，交给具体接口业务逻辑去判断
+            if (StringUtils.hasText(respEntity.getBusinessData())) {
+                byte[] bizBytes = Base64.decode(respEntity.getBusinessData());
+                String decryptBizData = aes.decryptStr(bizBytes);
+                respEntity.setBusinessData(decryptBizData);
+                log.info("业务参数: {}", respEntity.getBusinessData());
+            }
+
+            return respEntity;
+        } catch (Exception e) {
+            if (e instanceof MsgException) {
+                throw e;
+            }
+
+            return null;
+        }
+    }
+
+    public RespEntity reqUpload(ReqMethod reqMethod, String picType, String fileUrl, String sysFlowId) {
+        Calendar calendar = Calendar.getInstance();
+        int i = calendar.get(Calendar.HOUR_OF_DAY);
+
+        if (i < 8 || i >= 21) {
+            throw new MsgException("当前时段暂不支持入网，请于8:00-21:00提交");
+        }
+
+        Meta meta = new Meta();
+        meta.setPicType(picType);
+        meta.setSysFlowId(sysFlowId);
+        meta.setChangeFlowId(sysFlowId);
+        try {
+            ReqEntity request = ReqEntity.get(ReqMethod.upload);
+            request.setCertId(ysConfig.getSrcMerchantNo());
+
+            HttpHeaders headers = new HttpHeaders();
+            headers.setContentType(MediaType.MULTIPART_FORM_DATA);
+            headers.add("User-Agent",
+                    "Mozilla/5.0 (Windows NT 10.0; WOW64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/45.0.2454.101 Safari/537.36");
+
+            MultiValueMap<String, Object> reqMap = new LinkedMultiValueMap<>();
+            try {
+                String imgBase64Data = FileUtil.getBase64FromUrl(fileUrl);
+                String compressPic = Base64Util.compressPic(imgBase64Data, 1024);
+                byte[] byteArray = Base64.decode(compressPic);
+                ByteArrayResource file = new ByteArrayResource(byteArray) {
+                    @Override
+                    public String getFilename() {
+                        return "test.jpg";
+                    }
+                };
+                reqMap.add("file", file);
+                String sha256 = DigestUtil.sha256Hex(file.getInputStream());
+                meta.setSha256(sha256);
+                meta.setPicNm("test.jpg");
+            } catch (IOException e) {
+                e.printStackTrace();
+            }
+
+            JSONObject reqData = new JSONObject();
+            reqData.put("meta", meta);
+            request.setBizContent(reqData.toString());
+
+            log.info("业务参数==============>" + reqData);
+            String key = RandomUtil.randomString(RandomUtil.BASE_NUMBER + "ABCDEF",16);
+            log.info("key = " + key);
+            AES aes = new AES(key.getBytes(StandardCharsets.UTF_8));
+            String s = aes.encryptBase64(request.getBizContent());
+            request.setBizContent(s);
+
+            RSA rsa = SecureUtil.rsa(ysConfig.getPriKey(), ysConfig.getOldPubKey());
+            request.setCheck(rsa.encryptBase64(key, KeyType.PublicKey));
+
+            String encryptOriginData = SignUtils.getSignContent((JSONObject) JSON.toJSON(request));
+            Sign sign = SecureUtil.sign(SignAlgorithm.SHA256withRSA, ysConfig.getPriKey(), ysConfig.getOldPubKey());
+            log.info("加签源数据==============>" + encryptOriginData);
+            request.setSign(Base64.encode(sign.sign(encryptOriginData)));
+
+            reqMap.addAll(MapUtils.map2MultiValueMap((JSONObject) JSON.toJSON(request)));
+            HttpEntity<MultiValueMap<String, Object>> reqEntity = new HttpEntity<>(reqMap, headers);
+
+            String respStr = restTemplate.postForObject(reqMethod.getUrl(), reqEntity, String.class);
+            log.info("返回信息base64：{}", respStr);
+            byte[] decode = Base64.decode(respStr);
+            respStr = new String(decode, StandardCharsets.UTF_8);
+            log.info("返回信息：{}", respStr);
+
+            JSONObject param = JSON.parseObject(respStr);
+            String signContent = SignUtils.getSignContent(param);
+            System.out.println("加签原参数：" + signContent);
+
+            boolean checkSign;
+            try {
+                checkSign = sign.verify(signContent.getBytes(StandardCharsets.UTF_8), Base64.decode(param.getString("sign")));
+            } catch (Exception e) {
+                log.error("银盛云商服3.0图片上传接口验签失败: {}",  e.getMessage());
+                e.printStackTrace();
+                checkSign = true;
+            }
+
+            if (!checkSign) {
+                throw new MsgException("银盛云商服3.0接口验签不通过");
+            }
+
+            RespEntity respEntity = JSON.parseObject(respStr, RespEntity.class);
+
+            // 检查网关code码
+            if (!Objects.equals(respEntity.getCode(), YsConfigV3.REQ_SUCCESS)) {
+                throw new MsgException(respEntity.getMsg());
+            }
+
+            // 业务响应码这里不做判断，交给具体接口业务逻辑去判断
+
+            if (respEntity.getBusinessData() != null) {
+                byte[] bizBytes = Base64.decode(respEntity.getBusinessData());
+                String decryptBizData = aes.decryptStr(bizBytes);
+                respEntity.setBusinessData(decryptBizData);
+            }
+
+            log.info("业务返回参数: {}", respEntity.getBusinessData());
+
+            return respEntity;
+        } catch (Exception e) {
+            e.printStackTrace();
+            return null;
+        }
+    }
+
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/entity/PersonInfo.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/entity/PersonInfo.java
index 6a90835..3917b93 100644
--- a/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/entity/PersonInfo.java
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/entity/PersonInfo.java
@@ -8,7 +8,7 @@ import lombok.Setter;
  */
 @Setter
 @Getter
-public class PersonInfo {
+public class PersonInfo extends com.alipay.api.domain.PersonInfo {
     /**
      * 实际控制人姓名
      */
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/service/YsAuditServiceV3.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/service/YsAuditServiceV3.java
new file mode 100644
index 0000000..115c516
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/ys/impl/v20220527/service/YsAuditServiceV3.java
@@ -0,0 +1,6 @@
+package cn.pluss.platform.ys.impl.v20220527.service;
+
+
+public class YsAuditServiceV3 {
+
+}
diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/ysExtension/v20220615/YsConstantV3.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/ysExtension/v20220615/YsConstantV3.java
new file mode 100644
index 0000000..26e370f
--- /dev/null
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/ysExtension/v20220615/YsConstantV3.java
@@ -0,0 +1,690 @@
+package cn.pluss.platform.ysExtension.v20220615;
+
+import lombok.AllArgsConstructor;
+import lombok.Getter;
+
+/**
+ * 记录银盛接口的参数的key值
+ */
+public class YsConstantV3 {
+
+    @Getter
+    @AllArgsConstructor
+    public enum ReqStatus {
+        /** 请求状态值 */
+        SUCCESS("00", "请求成功");
+
+        private String code;
+        private String desc;
+    }
+
+    @Getter
+    @AllArgsConstructor
+    public enum AuditStatus {
+        /**
+         * 进件状态
+         */
+        AUDIT_NO_AUDIT("03", "待审核"), AUDIT_FIRST_TRIAL_SUCCESS("04", "初审完成"), AUDIT_SUCCESS("05", "开户完成"), AUDIT_FIRST_TRIAL_FAIL("90", "初审拒绝");
+
+        private String code;
+        private String desc;
+
+        public static AuditStatus getByCode(String code) {
+            for (AuditStatus value : AuditStatus.values()) {
+                if (value.code.equals(code)) {
+                    return value;
+                }
+            }
+
+            return null;
+        }
+    }
+
+    /**
+     * 营业执照全称
+     */
+    public static final String BUSINESS_LICENCE = "businessLicence";
+
+    /**
+     * 商户简称
+     */
+    public static final String ALIAS = "userShortName";
+
+    /**
+     * 营业执照全称
+     */
+    public static final String BUSINESS_LICENCE_NO = "businessLicenceNo";
+
+    /**
+     * 营业执照开始日期
+     */
+    public static final String BUSINESS_LICENCE_START = "businessLicenceSdate";
+
+    /**
+     * 营业执照结束日期
+     */
+    public static final String BUSINESS_LICENCE_LIMIT = "businessLicenceEdate";
+
+    /**
+     * 营业执照注册地址
+     */
+    public static final String REGISTERED_ADDRESS = "registeredAddress";
+
+    /**
+     * 营业地址
+     */
+    public static final String BUSINESS_ADDRESS = "businessAddress";
+
+    /**
+     * 商户归属省
+     */
+    public static final String MERC_PROV = "mercProv";
+
+    /**
+     * 商户归属省
+     */
+    public static final String MERC_CITY = "mercCity";
+
+    /**
+     * 商户归属省
+     */
+    public static final String MERC_AREA = "mercArea";
+
+    /**
+     * 法人姓名
+     */
+    public static final String LEGAL_PERSON_NAME = "legalPersonName";
+
+    /**
+     * 法人身份证号
+     */
+    public static final String LEGAL_PERSON_ID = "legalPersonId";
+
+    /**
+     * 法人身份证开始日期
+     */
+    public static final String LEGAL_PERSON_START = "legalPersonIdSdate";
+
+    /**
+     * 法人身份证到期日期
+     */
+    public static final String LEGAL_PERSON_LIMIT = "legalPersonIdEdate";
+
+    /**
+     * 法人电话
+     */
+    public static final String LEGAL_PERSON_PHONE = "legalPersonPhone";
+
+    /**
+     * 非法人姓名
+     */
+    public static final String ACCOUNT_PERSON_NAME = "unincorporatedName";
+
+    /**
+     * 非法人身份证号码
+     */
+    public static final String ACCOUNT_PERSON_ID = "unincorporatedId";
+
+    /**
+     * 结算账户卡号
+     */
+    public static final String ACCOUNT_CARD_NO = "balanceAccCardno";
+
+    /**
+     * 结算账户户名
+     */
+    public static final String ACCOUNT_CARD_NAME = "balanceAccName";
+
+    /**
+     * 开户行省（如湖北省）
+     */
+    public static final String BANK_PROVINCE = "openAccProvince";
+
+    /**
+     * 开户行市（如武汉市）
+     */
+    public static final String BANK_CITY = "openAccCity";
+
+    /**
+     * 开户行市（如武汉市）
+     */
+    public static final String BANK_AREA = "openAccArea";
+
+    /**
+     * 开户行行别名称
+     */
+    public static final String BANK_NAME = "bankName";
+
+    /**
+     * 开户行行别
+     */
+    public static final String BANK_TYPE = "bankType";
+
+    /**
+     * 开户行编号（支行）
+     */
+    public static final String BANK_BRANCH_TYPE = "openAccBanktype";
+
+    /**
+     * 开户行名称（支行）
+     */
+    public static final String BANK_BRANCH_NAME = "openAccBankname";
+
+    /**
+     * 联系人姓名
+     */
+    public static final String CONTACTS_NAME = "contactsName";
+
+    /**
+     * 联系人电话
+     */
+    public static final String CONTACTS_PHONE = "contactsPhone";
+
+    /**
+     * 联系人邮箱
+     */
+    public static final String CONTACTS_EMAIL = "contactsEmail";
+
+    /**
+     * 微信签约费率(最 低:0.01%)
+     */
+    public static final String WECHAT_SIGN_RATE = "wechatSignRate";
+
+    /**
+     * 微信签约费率封底(单位:分)
+     */
+    public static final String WECHAT_SIGN_MIN = "wechatSignMin";
+
+    /**
+     * 支付宝签约费率(最低:0.01%)
+     */
+    public static final String ALIPAY_SIGN_RATE = "alipaySignRate";
+
+    /**
+     * 支付宝签约费率封底(单位:分)
+     */
+    public static final String ALIPAY_SIGN_MIN = "alipaySignMin";
+
+    /**
+     * 银联一档（>1000）：贷记卡费率
+     */
+    public static final String CREDIT_RATE_1 = "creditRate1";
+
+    /**
+     * 银联一档（>1000）：贷记卡封底.（单位：分）
+     */
+    public static final String CREDIT_MIN_1 = "creditMin1";
+
+    /**
+     * 银联一档（>1000）：借记卡费率
+     */
+    public static final String DEBIT_RATE_1 = "debitRate1";
+
+    /**
+     * 银联一档（>1000）：借记卡封底（单位：分）
+     */
+    public static final String DEBIT_MIN_1 = "debitMin1";
+
+    /**
+     * 银联一档（>1000）：借记卡封顶（单位：分）
+     */
+    public static final String DEBIT_MAX_1 = "debitMax1";
+
+    /**
+     * 银联二档（<=1000）：贷记卡费率
+     */
+    public static final String CREDIT_RATE_2 = "creditRate2";
+
+    /**
+     * 银联二档（<=1000）：贷记卡封底（单位：分）
+     */
+    public static final String CREDIT_MIN_2 = "creditMin2";
+
+    /**
+     * 银联二档（<=1000）：借记卡费率
+     */
+    public static final String DEBIT_RATE_2 = "debitRate2";
+
+    /**
+     * 银联二档（<=1000）：借记卡封底（单位：分）
+     */
+    public static final String DEBIT_MIN_2 = "debitMin2";
+
+    /**
+     * 银联二档（<=1000）：借记卡封顶（单位：分）
+     */
+    public static final String DEBIT_MAX_2 = "debitMax2";
+
+    /**
+     * 是否开通刷卡业务
+     */
+    public static final String OPEN_POS_P = "openPosp";
+
+    /* 以下为T1 */
+    /**
+     * 工作日到账-借记卡费率
+     */
+    public static final String T_111_RATE = "t111Rate";
+
+    /**
+     * 工作日到账-借记卡费率封顶（单位：分）
+     */
+    public static final String T_111_RATE_TOP = "t111RateTop";
+
+    /**
+     * 工作日到账-借记卡费率封底（单位：分）
+     */
+    public static final String T_111_SIGN_RATE_MIN = "t111SignRateMin";
+
+    /**
+     * 工作日到账-贷记卡费率
+     */
+    public static final String T_112_RATE = "t112Rate";
+
+    /**
+     * 工作日到账-贷记卡费率封底（单位：分）
+     */
+    public static final String T_112_SIGN_RATE_MIN = "t112SignRateMin";
+
+    /* 以下为D1 */
+    /**
+     * 天天到账-借记卡费率
+     */
+    public static final String T_11_RATE = "t11Rate";
+
+    /**
+     * 天天到账-借记卡费率封顶（单位：分）
+     */
+    public static final String T_11_RATE_TOP = "t11RateTop";
+
+    /**
+     * 天天到账-借记卡费率封底（单位：分）
+     */
+    public static final String T_11_SIGN_RATE_MIN = "t11SignRateMin";
+
+    /**
+     * 天天到账-贷记卡费率
+     */
+    public static final String T_12_RATE = "t12Rate";
+
+    /**
+     * 天天到账-贷记卡费率封底（单位：分）
+     */
+    public static final String T_12_SIGN_RATE_MIN = "t12SignRateMin";
+
+    /**
+     * 天天到账-垫资费类型（百分比、元）
+     */
+    public static final String T_ADVANCE_TYPE = "tAdvanceType";
+
+    /**
+     * 天天到账-垫资费
+     */
+    public static final String T_ADVANCE_FEE = "tAdvanceFee";
+
+    /**
+     * 天天到账-垫资费封底（单位：分）
+     */
+    public static final String T_ADVANCE_MIN = "tAdvanceMin";
+
+    /* 以下为D0 */
+    /**
+     * 实时到账-借记卡费率
+     */
+    public static final String D_011_RATE = "d011Rate";
+
+    /**
+     * 实时到账-借记卡费率封顶（单位：分）
+     */
+    public static final String D_011_RATE_TOP = "d011RateTop";
+
+    /**
+     * 实时到账-借记卡费率最低（单位：分）
+     */
+    public static final String D_011_RATE_BOTTOM = "d011RateBottom";
+
+    /**
+     * 实时到账-贷记卡费率
+     */
+    public static final String D_012_RATE = "d012Rate";
+
+    /**
+     * 实时到账-贷记卡费率最低（单位：分）
+     */
+    public static final String D_012_RATE_BOTTOM = "d012RateBottom";
+
+    /**
+     * 实时到账-借记卡签约费率垫资费类型(百分比；元)
+     */
+    public static final String D_0_ADVANCE_J_SIGN_TYPE = "d0AdvanceJsignType";
+
+    /**
+     * 实时到账-借记卡签约费率垫资费
+     */
+    public static final String D_0_ADVANCE_J_SIGN_FEE = "d0AdvanceJsignFee";
+
+    /**
+     * 实时到账-借记卡签约费率垫资费封底（单位：分）
+     */
+    public static final String D_0_ADVANCE_J_SIGN_MIN = "d0AdvanceJsignMin";
+
+    /**
+     * 实时到账-借记卡签约费率垫资费封顶(单位:分)
+     */
+    public static final String D_0_ADVANCE_J_SIGN_MAX = "d0AdvanceJsignMax";
+
+    /**
+     * 实时到账-贷记卡签约费率垫资费类型(百分比；元)
+     */
+    public static final String D_0_ADVANCE_D_SIGN_TYPE = "d0AdvanceDsignType";
+
+    /**
+     * 实时到账-贷记卡签约费率垫资费
+     */
+    public static final String D_0_ADVANCE_D_SIGN_FEE = "d0AdvanceDsignFee";
+
+    /**
+     * 实时到账-贷记卡签约费率垫资费封底（单位：分）
+     */
+    public static final String D_0_ADVANCE_D_SIGN_MIN = "d0AdvanceDsignMin";
+
+    /**
+     * 实时到账-贷记卡签约费率垫资费封顶(单位:分)
+     */
+    public static final String D_0_ADVANCE_D_SIGN_MAX = "d0AdvanceDsignMax";
+
+    /**
+     * 是否开通扫码快付
+     */
+    public static final String CODE_ADVANCE_OPEN = "codeAdvanceOpen";
+
+    /**
+     * 是否开通快付
+     */
+    public static final String FAST_PAY = "fastPay";
+
+    /**
+     * 到账方式, 开通刷卡业务时必填
+     */
+    public static final String OPEN_BUS_RADIO = "openBusRadio";
+
+    /**
+     * 是否法人结算
+     */
+    public static final String CODE_LEGAL_PERSON_ACC = "codeLegalPersonAcc";
+
+    /**
+     * 垫资费费率
+     */
+    public static final String CODE_ADVANCE_RATE = "codeAdvanceRate";
+
+    /**
+     * 垫资费费率最低值（单位：分）
+     */
+    public static final String CODE_ADVANCE_MIN = "codeAdvanceMin";
+
+    /**
+     * 银盛商户类型
+     */
+    public static final String MCC_SUB_CD = "mccSubCd";
+
+    /**
+     * MCC 码
+     */
+    public static final String MCC_CD = "mccCd";
+
+    /**
+     * 代理商编号
+     */
+    public static final String CO_OPERATOR_NO = "coOperatorNo";
+
+    /**
+     * 代理商编号
+     */
+    public static final String INDUSTRY = "industry";
+
+    /**
+     * 扫码报备所需商户类型
+     */
+    public static final String MCH_TYPE = "mchtype";
+
+    /**
+     * 扫码报备所需商户类别
+     */
+    public static final String MCH_CATEGORY = "mchcategory";
+
+    /**
+     * 法人国籍
+     */
+    public static final String CRP_NATIONALITY = "crpNationality";
+
+    /**
+     * 法人性别
+     */
+    public static final String CRP_GENDER = "crpGender";
+
+    /**
+     * 法人职业
+     */
+    public static final String CRP_PROFESSION = "crpProfession";
+
+    /**
+     * 法人地址
+     */
+    public static final String CRP_ADDR = "crpAddr";
+
+    /**
+     * 法人姓名
+     */
+    public static final String CRP_NAME = "crpNm";
+
+    /**
+     * 证件有效期
+     */
+    public static final String CERT_EXPIRE = "certExpire";
+
+    public static final String NOTIFY_URL = "notifyUrl";
+    /**
+     * 商户模式
+     */
+    public static final String USER_TYPE = "userType";
+
+    /**
+     * 备注
+     */
+    public static final String REMARK = "remark";
+
+    /**
+     * 结算起始金额
+     */
+    public static final String LOWEST_STL_AMT = "lowestStlAmt";
+
+    /**
+     * 银行预留手机号
+     */
+    public static final String BANK_MOBILE = "bankMobile";
+
+    /**
+     * 实际控制人
+     */
+    public static final String ACTUAL_MANAGER = "actualManager";
+
+    /**
+     * 证件类型
+     */
+    public static final String CERT_TYPE = "certType";
+
+    /**
+     * 证件类型
+     */
+    public static final String MERC_LVL = "mercLvl";
+
+    /**
+     * 总店商户号
+     */
+    public static final String MERC_UP_ID = "mercUpId";
+
+    /**
+     * 联系人通讯地址
+     */
+    public static final String CONTACTS_ADDR = "contactsAddr";
+
+    /**
+     * 结算卡类型
+     */
+    public static final String BALANCE_ACC_TYPE = "balanceAccType";
+
+    /**
+     * 拓展经理姓名
+     */
+    public static final String EXPANDING_MANAGER = "expandingManager";
+
+
+
+
+    // ================ 以下为线上交易权限开通的接口参数名 ================
+
+    /**
+     * 商户号
+     */
+    public static final String MERC_ID = "mercId";
+
+    /**
+     * 接入机构号
+     */
+    public static final String ACC_ORG_NO = "accOrgNo";
+
+    /**
+     * 交易权限
+     */
+    public static final String SCAN_SERVICE_OPEN = "scanServiceOpen";
+
+    /**
+     * 费率信息
+     */
+    public static final String EASY_FEE_BEAN = "easyFeeBean";
+
+    /**
+     * 微信费率类型
+     * 必填 1 百分比，2 固定金额
+     */
+    public static final String R_SCAN_WX_FEE_TYPE = "rscanWxFeeType";
+
+    /**
+     * rscanWxFeeType 为 1时 必填
+     * 示例 0.3 表示 0.003
+     */
+    public static final String R_SCAN_WX_FEE_RATE = "rscanWxFeeRate";
+
+    /**
+     * 微信费率金额
+     * 单位：分
+     * rscanWxFeeType 为 1 时为封底金额
+     * rscanWxFeeType 为 2 时为固定金额
+     */
+    public static final String R_SCAN_WX_FEE_NUM = "rscanWxFeeNum";
+
+    /**
+     * 支付宝费率，同微信
+     */
+    public static final String R_SCAN_ALI_FEE_TYPE = "rscanAliFeeType";
+
+    public static final String R_SCAN_ALI_FEE_RATE = "rscanAliFeeRate";
+
+    public static final String R_SCAN_ALI_FEE_NUM = "rscanAliFeeNum";
+
+
+    /**
+     * 银联借记卡一档费率类型
+     * 1 百分比，2 固定金额
+     */
+    public static final String R_SCAN_DEBIT_TYPE_1 = "rscanDebitType1";
+
+    /**
+     * 银联借记卡一档金额
+     * rscanDebitType1 为 1 时为借记卡一档费率，示例 0.3 表示 0.003，
+     * rscanDebitType1 为 2 时为固定金额 单位：分
+     */
+    public static final String R_SCAN_DEBIT_NUM_1 = "rscanDebitNum1";
+
+    /**
+     * 银联借记卡一档金额封底金额
+     * 单位：分
+     * rscanDebitType1为1 必填
+     */
+    public static final String R_SCAN_DEBIT_MIN_1 = "rscanDebitMin1";
+
+    /**
+     * 银联借记卡一档金额封顶金额
+     * 单位：分
+     * rscanDebitType1为1, 必填
+     */
+    public static final String R_SCAN_DEBIT_MAX_1 = "rscanDebitMax1";
+
+    /**
+     * 银联借记卡二档费率类型
+     * 1、百分比; 2、固定金额
+     */
+    public static final String R_SCAN_DEBIT_TYPE_2 = "rscanDebitType2";
+
+    /**
+     * 银联借记卡二档金额
+     * rscanDebitType2为1时为借记卡一档费率，示例 0.3表 示 0.003;
+     * rscanDebitType2为2时为固定金额 单位：分
+     */
+    public static final String R_SCAN_DEBIT_NUM_2 = "rscanDebitNum2";
+
+    /**
+     * 银联借记卡二档金额封底金额
+     * 单位：分
+     * rscanDebitType2为1,必填
+     */
+    public static final String R_SCAN_DEBIT_MIN_2 = "rscanDebitMin2";
+
+    /**
+     * 银联借记卡二档金额封顶金额
+     * 单位：分
+     * rscanDebitType2 为 1 必填
+     */
+    public static final String R_SCAN_DEBIT_MAX_2 = "rscanDebitMax2";
+
+    /**
+     * 银联借记卡二档金额封顶金额
+     * 单位：分
+     * rscanDebitType2 为 1 必填
+     */
+    public static final String R_SCAN_CREDIT_TYPE_1 = "rscanCreditType1";
+
+    /**
+     * 银联贷记卡 一档金额(>1000)
+     * rscanCreditType1 为 1 时为借记卡一 档费率，示例 0.3 表示 0.003， rscanCreditType1 为 2 时为固定金额 单位：分
+     */
+    public static final String R_SCAN_CREDIT_NUM_1 = "rscanCreditNum1";
+
+    /**
+     * 银联贷记卡 一档金额封底金额
+     * 单位：分
+     * rscanCreditType1 为 1 必填
+     */
+    public static final String R_SCAN_CREDIT_MIN_1 = "rscanCreditMin1";
+
+    /**
+     * 银联贷记卡 二档费类型
+     * 1 百分比 2 固定金额
+     */
+    public static final String R_SCAN_CREDIT_TYPE_2 = "rscanCreditType2";
+
+    /**
+     * 银联贷记卡 二档金额
+     * rscanCreditType2 为 1 时为借记卡一 档费率，示例 0.3 表示 0.003;
+     * rscanCreditType2 为 2 时为固定金额 单位：分
+     */
+    public static final String R_SCAN_CREDIT_NUM_2 = "rscanCreditNum2";
+
+    /**
+     * 银联贷记卡 二档金额封底金额
+     * 单位：分 rscanCreditType2 为 1 必填
+     */
+    public static final String R_SCAN_CREDIT_MIN_2 = "rscanCreditMin2";
+
+}