diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/klk/service/impl/LaKalaInterfaceImpl.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/klk/service/impl/LaKalaInterfaceImpl.java
index 749c463..1b97bb9 100644
--- a/pluss-service-bundle/src/main/java/cn/pluss/platform/klk/service/impl/LaKalaInterfaceImpl.java
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/klk/service/impl/LaKalaInterfaceImpl.java
@@ -376,6 +376,13 @@ public class LaKalaInterfaceImpl {
         AccountDTO accountV4 = getAccountV4(userId, "D1");  //结算人
         MsgException.checkNull(accountV4, "结算信息不存在");
 
+        if("02".equals(accountV4.getSettleType())){
+            AttchmentsVo opening_permit = new AttchmentsVo(); //图片set
+            opening_permit.setId(laKaLaFileUpload(accountV4.getCertificateUrl(), "LETTER_OF_AUTHORIZATION"));//对私非法人授权函
+            opening_permit.setType("LETTER_OF_AUTHORIZATION");//对私非法人授权函
+            attchmentsVoSet.add(opening_permit);
+        }
+
         object1.put("accountNo", accountV4.getBankCard().getBankCardNo()); //结算人银行卡号
         object1.put("accountName", accountV4.getBankCard().getBankHolder()); //结算人账户名称
         object1.put("accountType", accountV4.getBankCard().getAccountType().equals("01") ? "58" : "57"); //结算账户类型 57 对公 58 对私