diff --git a/pluss-service-bundle/src/main/java/cn/pluss/platform/klk/service/impl/LaKalaInterfaceImpl.java b/pluss-service-bundle/src/main/java/cn/pluss/platform/klk/service/impl/LaKalaInterfaceImpl.java
index 82d34f6..e866657 100644
--- a/pluss-service-bundle/src/main/java/cn/pluss/platform/klk/service/impl/LaKalaInterfaceImpl.java
+++ b/pluss-service-bundle/src/main/java/cn/pluss/platform/klk/service/impl/LaKalaInterfaceImpl.java
@@ -574,7 +574,7 @@ public class LaKalaInterfaceImpl {
     }
 
 
-    public void merchantAudit(String userId) {
+    public void merchantAudit(String userId,Account account,BankCard bankCard,IdCard accountIdCard) {
 
 
         MerchantBaseInfo merchantBaseInfo = mbiService.getMerchantBaseInfoByUserId(userId);
@@ -592,58 +592,60 @@ public class LaKalaInterfaceImpl {
 
 
         AccountDTO accountV4 = getAccountV4(userId, "D1");  //结算人
+
         MsgException.checkNull(accountV4, "结算信息不存在");
 
         JSONObject object = new JSONObject();
         object.put("accountKind", accountV4.getBankCard().getAccountType().equals("01") ? "58" : "57");
-        object.put("accountNo", accountV4.getBankCard().getBankCardNo()); //结算人银行卡号
-        object.put("accountName", accountV4.getBankCard().getBankHolder()); //结算人账户名称
+        object.put("accountNo", bankCard.getBankCardNo()); //结算人银行卡号
+        object.put("accountName", bankCard.getBankHolder()); //结算人账户名称
 
 
         Set<ConcurrentMap<String, String>> attchmentsVoSet = new HashSet<>();
         ConcurrentMap<String, String> frontLegalPersonMap = new ConcurrentHashMap<>();
-        frontLegalPersonMap.put("imgPath", laKaLaFileUpload(accountV4.getIdcard().getImgPositive(), "ID_CARD_FRONT"));
+        frontLegalPersonMap.put("imgPath", laKaLaFileUpload(accountIdCard.getImgPositive(), "ID_CARD_FRONT"));
         frontLegalPersonMap.put("imgType", "ID_CARD_FRONT");
         attchmentsVoSet.add(frontLegalPersonMap);
 
         ConcurrentMap<String, String> reverseLegalPersonMap = new ConcurrentHashMap<>();
-        reverseLegalPersonMap.put("imgPath", laKaLaFileUpload(accountV4.getIdcard().getImgNegative(), "ID_CARD_BEHIND"));
+        reverseLegalPersonMap.put("imgPath", laKaLaFileUpload(accountIdCard.getImgNegative(), "ID_CARD_BEHIND"));
         reverseLegalPersonMap.put("imgType", "ID_CARD_BEHIND");
         attchmentsVoSet.add(reverseLegalPersonMap);
         object.put("attachments", attchmentsVoSet);
 
-        QueryWrapper<Account> accountQueryWrapper1 = new QueryWrapper<>();
-        accountQueryWrapper1.eq("userId", userId);
-        accountQueryWrapper1.eq("channelType", "D1");
-        Account accountServiceOne1 = accountService.getOne(accountQueryWrapper1);
-        MsgException.checkNull(accountServiceOne1, "结算信息未提交");
-
-
-        QueryWrapper<BankCard> bankCardWrapper = new QueryWrapper<>();
-        bankCardWrapper.eq("id", accountServiceOne1.getBankCardId());
-        BankCard userBrakCard = bankCardService.getOne(bankCardWrapper);
+//        QueryWrapper<Account> accountQueryWrapper1 = new QueryWrapper<>();
+//        accountQueryWrapper1.eq("userId", userId);
+//        accountQueryWrapper1.eq("channelType", "D1");
+//        Account accountServiceOne1 = accountService.getOne(accountQueryWrapper1);
+//        MsgException.checkNull(accountServiceOne1, "结算信息未提交");
+//
+//
+//        QueryWrapper<BankCard> bankCardWrapper = new QueryWrapper<>();
+//        bankCardWrapper.eq("id", accountServiceOne1.getBankCardId());
+//        BankCard userBrakCard = bankCardService.getOne(bankCardWrapper);
 
 
         QueryWrapper<TbPlussBankBranchLklEntity> lklEntityQueryWrapper = new QueryWrapper<>();
-        lklEntityQueryWrapper.eq("branch_bank_no", userBrakCard.getContactLine());
+        lklEntityQueryWrapper.eq("branch_bank_no", bankCard.getContactLine());
         TbPlussBankBranchLklEntity lakalaBranchInfo = tbPlussBankBranchLklService.getOne(lklEntityQueryWrapper);
         MsgException.checkNull(lakalaBranchInfo, "结算卡对应的分行支行信息不存在");
 
         object.put("bankNo", lakalaBranchInfo.getBranchBankNo()); //结算账户开户⾏号 通过【银行列表查询】接口获取 对应 branchBankNo字段
         object.put("bankName", lakalaBranchInfo.getBranchBankName()); //结算账户开户⾏名称 通过【银行列表查询】接口获取 对应 branchBankName字段
         object.put("clearingBankNo", lakalaBranchInfo.getClearNo()); //结算账户清算⾏号 通过【银行列表查询】接口获取 对应 clearNo字段
-        JSONObject req = new JSONObject();
-        req.put("dto", object);
-        req.put("customerNo", Integer.valueOf(mcs.getMerchantId()));
+//        JSONObject req = new JSONObject();
+//        req.put("dto", object);
+//        req.put("customerNo", Integer.valueOf(mcs.getMerchantId()));
+        object.put("customerNo",Integer.valueOf(mcs.getMerchantId()));
 
         Map map = getModifyToken("19191703856", "klb1qaz");
         String result = "";
         try {
-            log.info("修改信息:{}",req.toString());
+            log.info("修改信息:{}",object.toString());
             String url = "https://tkapi.lakala.com/htkmerchants/channel/customer/update/settle/";
             result = cn.hutool.http.HttpRequest.post(url.concat(mcs.getMerchantId()))
                     .header("Authorization", "bearer " + map.get("access_token")).header("content-type", "application/json")
-                    .body(req.toString()).execute().body();
+                    .body(object.toString()).execute().body();
             System.out.println("返回结果:" + result);
             Map arry = (Map) JSONArray.parse(result);