{
	"micro": [{
		"settlementId": 747,
		"settlementName": "提供网上交易场所或信息服务的业务、通讯业务、财经类业务及其他平台服务、餐饮、零售、交通出行等实体业务",
		"settRule": "费率0.6%，入账周期T+1",
		"qualification": [{
			"qualificationType": "",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}]
	}, {
		"settlementId": 777,
		"settlementName": "物流快递服务",
		"settRule": "费率0.3%，入账周期T+1",
		"qualification": [{
			"qualificationType": "速送",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}]
	}],
	"individual": [{
		"settlementId": 779,
		"settlementName": "物流快递服务",
		"settRule": "费率0.3%，入账周期T+1",
		"qualification": [{
			"qualificationType": "速送",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}]
	}, {
		"settlementId": 802,
		"settlementName": "提供网上交易场所或信息服务的业务、餐饮、零售、交通出行等实体业务",
		"settRule": "费率0.6%，入账周期T+1",
		"qualification": [{
			"qualificationType": "餐饮",
			"isNeedQualification": false,
			"qualificationDesc": "选填，若贵司具备以下资质，主体为餐饮业态，建议提供：《食品经营许可证》或《餐饮服务许可证》"
		}, {
			"qualificationType": "电商平台",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "零售",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质，若涉及烟草售卖，需提供《烟草专卖零售许可证》"
		}, {
			"qualificationType": "食品生鲜",
			"isNeedQualification": false,
			"qualificationDesc": "选填，若贵司具备以下资质，主体为食品业态，建议提供：《食品经营许可证》或《食品生产许可证》或供销协议+合作方资质"
		}, {
			"qualificationType": "咨询/娱乐票务",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "房产中介",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "宠物医院",
			"isNeedQualification": true,
			"qualificationDesc": "《动物诊疗许可证》"
		}, {
			"qualificationType": "共享服务",
			"isNeedQualification": true,
			"qualificationDesc": "需提供资金监管协议。协议要求：1、主体与商业银行签订；2、内容针对交易资金使用和偿付进行监管；3、协议须在有效期内；4、结算账户须与资金监管账户一致。"
		}, {
			"qualificationType": "休闲娱乐/旅游服务",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "游艺厅/KTV",
			"isNeedQualification": true,
			"qualificationDesc": "《娱乐场所经营许可证》或《文化经营许可证》"
		}, {
			"qualificationType": "网吧",
			"isNeedQualification": true,
			"qualificationDesc": "《网络文化经营许可证》"
		}, {
			"qualificationType": "院线影城",
			"isNeedQualification": true,
			"qualificationDesc": "《电影放映经营许可证》"
		}, {
			"qualificationType": "演出赛事",
			"isNeedQualification": true,
			"qualificationDesc": "《营业性演出许可证》"
		}, {
			"qualificationType": "居民生活服务",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "景区/酒店",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "铁路客运",
			"isNeedQualification": true,
			"qualificationDesc": "收费授权证明文件（如授权证明书或合同）"
		}, {
			"qualificationType": "机票/票务代理",
			"isNeedQualification": true,
			"qualificationDesc": "《航空公司营业执照》或《航空公司机票代理资格证》"
		}, {
			"qualificationType": "培训机构",
			"isNeedQualification": true,
			"qualificationDesc": "若贵司具备以下资质，建议提供：1、《办学许可证》或相关批文；2、驾校培训，提供有“驾驶员培训”项目的《道路运输经营许可证》"
		}, {
			"qualificationType": "保健器械/医疗器械/非处方药品",
			"isNeedQualification": true,
			"qualificationDesc": "互联网售药提供《互联网药品交易服务证》或《互联网药品信息服务资格证书》+《药品经营许可证》；线下门店卖药提供《药品经营许可证》；医疗器械提供《医疗器械经营企业许可证》"
		}, {
			"qualificationType": "私立/民营医院/诊所",
			"isNeedQualification": true,
			"qualificationDesc": "《医疗机构执业许可证》中医诊所提供《中医诊所备案证》"
		}, {
			"qualificationType": "其他缴费",
			"isNeedQualification": true,
			"qualificationDesc": "收费授权证明文件（如授权证明书或合同）"
		}, {
			"qualificationType": "停车缴费",
			"isNeedQualification": false,
			"qualificationDesc": "请提供停车收费资质"
		}]
	}],
	"enterprise": [{
		"settlementId": 780,
		"settlementName": "保险业务",
		"settRule": "费率0.6%，入账周期T+1",
		"qualification": [{
			"qualificationType": "保险业务",
			"isNeedQualification": true,
			"qualificationDesc": "保险公司提供《经营保险业务许可证》《保险业务法人登记证书》，其他公司提供相关资质"
		}]
	}, {
		"settlementId": 781,
		"settlementName": "财经、互联网募捐信息平台服务",
		"settRule": "费率0.6%，入账周期T+1，虚拟限额",
		"qualification": [{
			"qualificationType": "财经/股票类资讯",
			"isNeedQualification": false,
			"qualificationDesc": "选填，若有具体的荐股行为，需资质《证券投资咨询业务资格证书》"
		}, {
			"qualificationType": "互联网募捐信息平台",
			"isNeedQualification": true,
			"qualificationDesc": "必须符合并提供“慈善组织互联网募捐信息平台公告”截图，且必须提供资金监管协议。"
		}]
	}, {
		"settlementId": 795,
		"settlementName": "典当",
		"settRule": "费率0.6%，入账周期T+1",
		"qualification": [{
			"qualificationType": "典当",
			"isNeedQualification": true,
			"qualificationDesc": "典当：《典当经营许可证》"
		}]
	}, {
		"settlementId": 800,
		"settlementName": "提供网上交易场所或信息服务的业务、通讯业务、财经类业务及其他平台服务、餐饮、零售、交通出行等实体业务",
		"settRule": "费率0.6%，入账周期T+1",
		"qualification": [{
			"qualificationType": "餐饮",
			"isNeedQualification": false,
			"qualificationDesc": "选填，若贵司具备以下资质，主体为餐饮业态，建议提供：《食品经营许可证》或《餐饮服务许可证》"
		}, {
			"qualificationType": "电商平台",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "零售",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质，若涉及烟草售卖，需提供《烟草专卖零售许可证》"
		}, {
			"qualificationType": "食品生鲜",
			"isNeedQualification": false,
			"qualificationDesc": "选填，若贵司具备以下资质，主体为食品业态，建议提供：《食品经营许可证》或《食品生产许可证》或供销协议+合作方资质"
		}, {
			"qualificationType": "咨询/娱乐票务",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "房地产",
			"isNeedQualification": true,
			"qualificationDesc": "《建设用地规划许可证》《建设工程规划许可证》《建筑工程施工许可证》《国有土地使用证》《商品房预售许可证》缺一不可，证照主体名称要完全一致"
		}, {
			"qualificationType": "房产中介",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "宠物医院",
			"isNeedQualification": true,
			"qualificationDesc": "《动物诊疗许可证》"
		}, {
			"qualificationType": "共享服务",
			"isNeedQualification": true,
			"qualificationDesc": "需提供资金监管协议。协议要求： 1、主体与商业银行签订 2、内容针对交易资金使用和偿付进行监管 3、协议须在有效期内 4、结算账户须与资金监管账户一致。"
		}, {
			"qualificationType": "休闲娱乐/旅游服务",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "游艺厅/KTV",
			"isNeedQualification": true,
			"qualificationDesc": "《娱乐场所经营许可证》或《文化经营许可证》"
		}, {
			"qualificationType": "网吧",
			"isNeedQualification": true,
			"qualificationDesc": "《网络文化经营许可证》"
		}, {
			"qualificationType": "院线影城",
			"isNeedQualification": true,
			"qualificationDesc": "《电影放映经营许可证》"
		}, {
			"qualificationType": "演出赛事",
			"isNeedQualification": true,
			"qualificationDesc": "《营业性演出许可证》"
		}, {
			"qualificationType": "居民生活服务",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "景区/酒店",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "铁路客运",
			"isNeedQualification": true,
			"qualificationDesc": "收费授权证明文件（如授权证明书或合同）"
		}, {
			"qualificationType": "高速公路收费",
			"isNeedQualification": true,
			"qualificationDesc": "收费授权证明文件（如授权证明书或合同）"
		}, {
			"qualificationType": "城市公共交通",
			"isNeedQualification": true,
			"qualificationDesc": "收费授权证明文件（如授权证明书或合同）"
		}, {
			"qualificationType": "船舶/海运服务",
			"isNeedQualification": true,
			"qualificationDesc": "《港口经营许可证》"
		}, {
			"qualificationType": "旅行社",
			"isNeedQualification": true,
			"qualificationDesc": "《旅行社业务经营许可证》"
		}, {
			"qualificationType": "机票/票务代理",
			"isNeedQualification": true,
			"qualificationDesc": "《航空公司营业执照》或《航空公司机票代理资格证》"
		}, {
			"qualificationType": "培训机构",
			"isNeedQualification": true,
			"qualificationDesc": "若贵司具备以下资质，建议提供：1、《办学许可证》或相关批文；2、驾校培训，提供有“驾驶员培训”项目的《道路运输经营许可证》"
		}, {
			"qualificationType": "保健器械/医疗器械/非处方药品",
			"isNeedQualification": true,
			"qualificationDesc": "互联网售药提供《互联网药品交易服务证》或《互联网药品信息服务资格证书》+《药品经营许可证》；线下门店卖药提供《药品经营许可证》；医疗器械提供《医疗器械经营企业许可证》"
		}, {
			"qualificationType": "私立/民营医院/诊所",
			"isNeedQualification": true,
			"qualificationDesc": "《医疗机构执业许可证》；中医诊所提供《中医诊所备案证》"
		}, {
			"qualificationType": "有线电视缴费",
			"isNeedQualification": true,
			"qualificationDesc": "收费授权证明文件（如授权证明书或合同）"
		}, {
			"qualificationType": "其他缴费",
			"isNeedQualification": true,
			"qualificationDesc": "收费授权证明文件（如授权证明书或合同）"
		}, {
			"qualificationType": "文物经营/文物复制品销售",
			"isNeedQualification": false,
			"qualificationDesc": "选填，若销售文物，需提供《文物经营许可证》"
		}, {
			"qualificationType": "停车缴费",
			"isNeedQualification": false,
			"qualificationDesc": "请提供停车收费资质"
		}]
	}, {
		"settlementId": 806,
		"settlementName": "游戏、在线音视频等虚拟业务",
		"settRule": "费率1%，入账周期T+1，虚拟限额",
		"qualification": [{
			"qualificationType": "在线图书/视频/音乐",
			"isNeedQualification": true,
			"qualificationDesc": "以下选其一：《互联网出版许可证》、《网络出版服务许可证》、《网络文化经营许可证》、《信息网络传播视听节目许可证》"
		}, {
			"qualificationType": "门户论坛/网络广告及推广/软件开发/其他互联网服务",
			"isNeedQualification": false,
			"qualificationDesc": "无需特殊资质"
		}, {
			"qualificationType": "游戏",
			"isNeedQualification": true,
			"qualificationDesc": "请提供有效期内的游戏版号（《网络游戏电子出版物审批》）"
		}, {
			"qualificationType": "网络直播",
			"isNeedQualification": true,
			"qualificationDesc": "需提供《网络文化经营许可证》，且许可证的经营范围应当明确包括网络表演，PC/wap网站需要有ICP备案"
		}]
	}, {
		"settlementId": 801,
		"settlementName": "物流快递服务",
		"settRule": "费率0.3%,入账周期T+1",
		"qualification": [{
			"qualificationType": "快递",
			"isNeedQualification": true,
			"qualificationDesc": "需提供《快递业务经营许可证》"
		}, {
			"qualificationType": "物流",
			"isNeedQualification": true,
			"qualificationDesc": "需提供《道路运输许可证》，从事网络货运的，提供《增值电信业务许可证》、三级信息系统安全等级保护备案证明、《道路运输许可证》"
		}]
	}]
}