diff --git a/src/main/java/com/sqx/modules/pay/service/impl/CashOutServiceImpl.java b/src/main/java/com/sqx/modules/pay/service/impl/CashOutServiceImpl.java
index 4efaa78e..f4aec1fd 100644
--- a/src/main/java/com/sqx/modules/pay/service/impl/CashOutServiceImpl.java
+++ b/src/main/java/com/sqx/modules/pay/service/impl/CashOutServiceImpl.java
@@ -594,13 +594,15 @@ public class CashOutServiceImpl extends ServiceImpl<CashOutDao, CashOut> impleme
                 alipayAccount = userInfo.getZhiFuBao();
                 alipayName = userInfo.getZhiFuBaoName();
 
-                if (!userDetailInfo.getCertName().equals(alipayName)) {
-                    return Result.error(9991, "认证名称不一致，请重新确认！");
-                }
+
             } else {
                 alipayAccount = userDetailInfo.getAccountNo();
                 alipayName = userDetailInfo.getCertName();
             }
+            if (!userDetailInfo.getCertName().equals(alipayName)) {
+                return Result.error(9991, "认证名称不一致，请重新确认！");
+            }
+
             bankName = userDetailInfo.getBankName();
             idCardNo = userDetailInfo.getCertNo();
             withdrawCheckNameSet.add(alipayName);