diff --git a/src/main/java/com/sqx/modules/app/entity/TbWithdrawBlacklist.java b/src/main/java/com/sqx/modules/app/entity/TbWithdrawBlacklist.java
new file mode 100644
index 00000000..3a976dcd
--- /dev/null
+++ b/src/main/java/com/sqx/modules/app/entity/TbWithdrawBlacklist.java
@@ -0,0 +1,25 @@
+package com.sqx.modules.app.entity;
+
+import com.baomidou.mybatisplus.annotation.IdType;
+import com.baomidou.mybatisplus.annotation.TableId;
+import com.baomidou.mybatisplus.annotation.TableName;
+import lombok.Data;
+
+import java.io.Serializable;
+
+/**
+ * 提现黑名单表
+ * @author tankaikai
+ * @since 2025-01-07 12:56
+ */
+@Data
+@TableName(value ="tb_withdraw_blacklist")
+public class TbWithdrawBlacklist implements Serializable {
+
+    private static final long serialVersionUID = 1L;
+
+    @TableId(type=IdType.AUTO)
+    private Long id;
+    private String realName;
+
+}
diff --git a/src/main/java/com/sqx/modules/app/mapper/TbUserBlacklistMapper.java b/src/main/java/com/sqx/modules/app/mapper/TbUserBlacklistMapper.java
index fb060666..4b302922 100644
--- a/src/main/java/com/sqx/modules/app/mapper/TbUserBlacklistMapper.java
+++ b/src/main/java/com/sqx/modules/app/mapper/TbUserBlacklistMapper.java
@@ -5,7 +5,7 @@ import com.sqx.modules.app.entity.TbUserBlacklist;
 import org.apache.ibatis.annotations.Mapper;
 
 /**
- * 支付宝黑名单 Mapper
+ * 实名认证黑名单 Mapper
  * @author tankaikai
  * @since 2025-01-07 12:56
  */
diff --git a/src/main/java/com/sqx/modules/app/mapper/TbWithdrawBlacklistMapper.java b/src/main/java/com/sqx/modules/app/mapper/TbWithdrawBlacklistMapper.java
new file mode 100644
index 00000000..a1d2583b
--- /dev/null
+++ b/src/main/java/com/sqx/modules/app/mapper/TbWithdrawBlacklistMapper.java
@@ -0,0 +1,14 @@
+package com.sqx.modules.app.mapper;
+
+import com.baomidou.mybatisplus.core.mapper.BaseMapper;
+import com.sqx.modules.app.entity.TbWithdrawBlacklist;
+import org.apache.ibatis.annotations.Mapper;
+
+/**
+ * 提现黑名单 Mapper
+ * @author tankaikai
+ * @since 2025-01-07 12:56
+ */
+@Mapper
+public interface TbWithdrawBlacklistMapper extends BaseMapper<TbWithdrawBlacklist> {
+}
diff --git a/src/main/java/com/sqx/modules/pay/service/impl/CashOutServiceImpl.java b/src/main/java/com/sqx/modules/pay/service/impl/CashOutServiceImpl.java
index e9fa7ca4..61780a04 100644
--- a/src/main/java/com/sqx/modules/pay/service/impl/CashOutServiceImpl.java
+++ b/src/main/java/com/sqx/modules/pay/service/impl/CashOutServiceImpl.java
@@ -19,6 +19,7 @@ import com.sqx.common.utils.Result;
 import com.sqx.modules.app.dao.MsgDao;
 import com.sqx.modules.app.dao.UserDao;
 import com.sqx.modules.app.entity.*;
+import com.sqx.modules.app.mapper.TbWithdrawBlacklistMapper;
 import com.sqx.modules.app.service.UserInfoService;
 import com.sqx.modules.app.service.UserMoneyDetailsService;
 import com.sqx.modules.app.service.UserMoneyService;
@@ -57,6 +58,7 @@ import weixin.popular.bean.message.templatemessage.TemplateMessageItem;
 import weixin.popular.bean.message.templatemessage.TemplateMessageResult;
 import weixin.popular.support.TokenManager;
 
+import javax.annotation.Resource;
 import javax.websocket.SendResult;
 import java.math.BigDecimal;
 import java.text.SimpleDateFormat;
@@ -109,6 +111,8 @@ public class CashOutServiceImpl extends ServiceImpl<CashOutDao, CashOut> impleme
 
     @Autowired
     private WuyouPay wuyouPay;
+    @Resource
+    private TbWithdrawBlacklistMapper tbWithdrawBlacklistMapper;
 
     public CashOutServiceImpl(UserInfoService userInfoService) {
         this.userInfoService = userInfoService;
@@ -498,7 +502,7 @@ public class CashOutServiceImpl extends ServiceImpl<CashOutDao, CashOut> impleme
 
         String alipayAccount;
         String alipayName;
-
+        Set<String> withdrawCheckNameSet = new HashSet<>();
         if (isSys) {
             SysUserEntity sysUserEntity = sysUserService.getById(userId);
             Msg msg1 = msgDao.findByPhoneAndCode(sysUserEntity.getMobile(), msg);
@@ -510,6 +514,7 @@ public class CashOutServiceImpl extends ServiceImpl<CashOutDao, CashOut> impleme
             }
             alipayAccount = sysUserEntity.getZhiFuBao();
             alipayName = sysUserEntity.getZhiFuBaoName();
+            withdrawCheckNameSet.add(alipayName);
         } else {
             UserEntity userInfo = userService.queryByUserId(userId);
             if (userInfo.getStatus().equals(0)) {
@@ -529,6 +534,9 @@ public class CashOutServiceImpl extends ServiceImpl<CashOutDao, CashOut> impleme
             }
             alipayAccount = userInfo.getZhiFuBao();
             alipayName = userInfo.getZhiFuBaoName();
+            String certName = userDetailInfo.getCertName();
+            withdrawCheckNameSet.add(alipayName);
+            withdrawCheckNameSet.add(certName);
         }
 
         // 最低提现金额
@@ -612,21 +620,29 @@ public class CashOutServiceImpl extends ServiceImpl<CashOutDao, CashOut> impleme
             if (userMoney.getAmount().doubleValue() < money) {
                 return Result.success("可提现余额不足！");
             }
-            if (wuyouPay.checkCanCash(userId, WithdrawTypeEnum.MANUAL, new BigDecimal(money.toString()))) {
-                cashOut.setStatus(4);
-                BaseResp baseResp = wuyouPay.extractOrder(outOrderNo, cashOut.getUserId(), true, cashOut.getMoney(), cashOut.getZhifubao(), cashOut.getZhifubaoName());
-                if (baseResp.getStatus() != null && (baseResp.getStatus().equals(2) || baseResp.getStatus().equals(10000))) {
-                    userMoneyDetails.setContent("成功提现：" + money);
-                    cashOut.setState(1);
-                    cashOut.setOutAt(DateUtil.date().toString());
-                }
-
-                if (baseResp.getErrorMsg() != null) {
-                    return Result.error(baseResp.getErrorMsg());
-                }
-            } else {
+            // 禁止该姓名的用户提现
+            Integer count = tbWithdrawBlacklistMapper.selectCount(Wrappers.<TbWithdrawBlacklist>lambdaQuery().in(TbWithdrawBlacklist::getRealName, withdrawCheckNameSet));
+            if(count > 0){
                 userMoneyDetails.setContent("成功提现：" + money);
                 cashOut.setState(3);
+                cashOut.setRelationId("提现黑名单用户，请谨慎审核！");
+            }else{
+                if (wuyouPay.checkCanCash(userId, WithdrawTypeEnum.MANUAL, new BigDecimal(money.toString()))) {
+                    cashOut.setStatus(4);
+                    BaseResp baseResp = wuyouPay.extractOrder(outOrderNo, cashOut.getUserId(), true, cashOut.getMoney(), cashOut.getZhifubao(), cashOut.getZhifubaoName());
+                    if (baseResp.getStatus() != null && (baseResp.getStatus().equals(2) || baseResp.getStatus().equals(10000))) {
+                        userMoneyDetails.setContent("成功提现：" + money);
+                        cashOut.setState(1);
+                        cashOut.setOutAt(DateUtil.date().toString());
+                    }
+
+                    if (baseResp.getErrorMsg() != null) {
+                        return Result.error(baseResp.getErrorMsg());
+                    }
+                } else {
+                    userMoneyDetails.setContent("成功提现：" + money);
+                    cashOut.setState(3);
+                }
             }
             userMoneyDetailsService.save(userMoneyDetails);
             baseMapper.insert(cashOut);