252 lines
8.9 KiB
PHP
252 lines
8.9 KiB
PHP
<?php
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namespace app\api\model;
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use app\common\library\DatabaseRoute;
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use app\exception\SysException;
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use app\utils\WuYouPayUtils;
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use think\facade\Db;
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class WithDraw
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{
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public static function goWithDraw($userId, $amount, $msg='', bool $isSys=false, bool $isAlipay=false)
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{
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if (bccomp($amount, "0", 2) <= 0) {
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throw new SysException('请不要输入小于0的数字,请输入正确的提现金额！');
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}
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$cashInfo = [
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'is_out' => 0,
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'money' => $amount,
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'user_id' => $userId,
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'user_type' => $isSys ? 2 : 1,
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'state' => 0,
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'rate' => 0,
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'create_at' => getNormalDate(),
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'withdraw_type' => 1,
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'order_number' => uuid(),
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];
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$moneyDetails = [
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'user_id' => $userId,
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'sys_user_id' => $userId,
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'title' => '[提现]',
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'content' => "提现：{$amount}元",
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'type' => 2,
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'state' => 2,
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'classify' => 4,
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'money' => $amount,
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'create_time' => getNormalDate(),
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'money_type' => 1,
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];
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$userMoney = [];
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$flag = true;
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// 系统用户提现
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if ($isSys) {
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$user = DatabaseRoute::getDb('sys_user', $userId)->find();
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$msgCount = Db::name('msg')->where([
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'phone' => $user['mobile'],
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'code' => $msg
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])->count();
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if (!$msgCount) {
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throw new SysException("验证码不正确");
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}
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if (empty($user['zhi_fu_bao']) || empty($user['zhi_fu_bao_name'])) {
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throw new SysException([
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'code' => 9999,
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'msg' => '请先绑定支付宝账号'
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]);
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}
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$cashInfo['zhifubao'] = $user['zhi_fu_bao'];
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$cashInfo['zhifubao_name'] = $user['zhi_fu_bao_name'];
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$cashInfo['bank_name'] = '';
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// 校验余额
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$userMoney = Db::name('sys_user_money')->where([
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'user_id' => $userId
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])->find();
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}else{
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$userMoney = DatabaseRoute::getDb('user_money', $userId)->find();
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$user = TbUser::selectUserById($userId);
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if ($user['status'] != 1) {
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throw new SysException([
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'code' => 9999,
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'msg' => $user['status'] == 0 ? '账号不存在': '账号已被禁用，请联系客服处理'
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]);
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}
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$userInfo = DatabaseRoute::getDb('user_info', $userId)->find();
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if (!$userInfo || empty($userInfo['cert_name'])) {
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throw new SysException([
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'code' => 9991,
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'msg' => '请先实名认证'
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]);
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}
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if (empty($userInfo['account_no']) || empty($userInfo['mobile'])) {
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throw new SysException([
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'code' => 9991,
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'msg' => '需重新完成实名认证后才可提现'
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]);
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}
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if (empty($userInfo['bank_name'] && !empty($userInfo['resp_json']))) {
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DatabaseRoute::getDb('user_info', $userId, true, true)->update([
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'bank_name' => self::getBankName($userInfo['resp_json'])
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]);
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}
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if (empty($userInfo['bank_name'])) {
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DatabaseRoute::getDb('user_info', $userId, true, true)->delete();
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throw new SysException([
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'code' => 9991,
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'msg' => '需重新完成实名认证后才可提现'
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]);
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}
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if ($isAlipay) {
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$cashInfo['zhifubao'] = $user['zhi_fu_bao'];
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$cashInfo['zhifubao_name'] = $user['zhi_fu_bao_name'];
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if ($userInfo['cert_name'] != $user['zhi_fu_bao_name']) {
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throw new SysException([
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'code' => 9991,
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'msg' => '认证名称不一致，请重新确认！'
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]);
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}
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}else{
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$cashInfo['zhifubao'] = $userInfo['account_no'];
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$cashInfo['zhifubao_name'] = $userInfo['cert_name'];
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}
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$cashInfo['bank_name'] = $userInfo['bank_name'];
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$cashInfo['id_card_no'] = $userInfo['cert_no'];
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$cashInfo['province'] = $userInfo['province'];
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$cashInfo['city'] = $userInfo['city'];
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$cashInfo['bank_branch'] = $userInfo['bank_branch'];
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// 校验黑名单用户
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$count = Db::name('tb_withdraw_blacklist')->where([
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'real_name' => $cashInfo['zhifubao_name']
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])->count();
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$blackCount = Db::name('tb_user_blacklist')->where([
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'id_card_no' => trim($userInfo['cert_no'])
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])->count();
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if ($blackCount) {
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$cashInfo['state'] = 2;
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$cashInfo['out_at'] = getNormalDate();
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$moneyDetails['content'] = "刷单用户禁止提现:$amount";
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$flag = false;
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}else if($count) {
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$cashInfo['state'] = 3;
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$cashInfo['content'] = "提现=$amount";
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$moneyDetails['relation_id'] = '提现黑名单用户，请谨慎审核！';
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$flag = false;
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}
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}
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$info = (new CommonInfo())->getByCode(112);
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if (!$info || bccomp($amount, $info['value'], 2) < 0) {
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throw new SysException("不满足最低提现金额，请重新输入！");
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}
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// 校验余额
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if (bccomp($userMoney['amount'], $amount, 2) < 0) {
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throw new SysException("可提现余额不足");
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}
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if (!self::checkCanCash($userId, 1, $amount)) {
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$cashInfo['state'] = 3;
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$cashInfo['content'] = "成功提现:$amount";
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$cashInfo['relation_id'] = '单次提现超额';
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}else {
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if($flag) {
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$cashInfo['state'] = 4;
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$resp = WuYouPayUtils::extractOrder($isAlipay, $cashInfo['order_number'], $userId, $amount, $isSys, $cashInfo['zhifubao'], $cashInfo['zhifubao_name'],
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$cashInfo['bank_name'], !empty($cashInfo['province'])?$cashInfo['province']:'', !empty($cashInfo['city'])?$cashInfo['city']:'', !empty($cashInfo['bank_branch'])?$cashInfo['bank_branch']:'');
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if (isset($resp['status']) && ($resp['status'] == 2 || $resp['status'] == 10000)) {
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$cashInfo['content'] = "成功提现:$amount";
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$cashInfo['state'] = 1;
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$cashInfo['out_at'] = getNormalDate();
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}
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if (!empty($resp['error_msg'])){
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throw new SysException($resp['error_msg']);
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}
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}
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}
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// 插入提现记录
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unset($cashInfo['id_card_no']);
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unset($cashInfo['content']);
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DatabaseRoute::getDb('cash_out', $userId, true)->insert($cashInfo);
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DatabaseRoute::getDb($isSys ? 'sys_user_money_details' : 'user_money_details', $userId, true)->insert($moneyDetails);
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if ($isSys) {
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Db::name('sys_user_money')->where([
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'user_id' => $userId
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])->dec('amount', floatval($amount))->update();
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}else{
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DatabaseRoute::getDb('user_money', $userId, true)->where([
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'user_id' => $userId
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])->dec('amount', floatval($amount))->update();
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}
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}
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private static function checkCanCash($userId, $type, $money)
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{
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if ($type == 1) {
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// 查询当日体现次数
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$count = DatabaseRoute::getDb('cash_out', $userId)->where([
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['state', 'in', [1, 3]],
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'withdraw_type' => 1,
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['create_at', '>=', date('Y-m-d 00:00:00')],
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])->count();
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$commonInfo = (new CommonInfo())->getByCode(922);
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if (!$commonInfo) {
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throw new SysException("【922】每日提现次数上限未配置");
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}
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if ($count >= intval($commonInfo['value'])) {
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throw new SysException("超过当日提现限制次数{$commonInfo['value']}次，请明天再试！");
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}
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$commonInfo = (new CommonInfo())->getByCode(923);
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if (!$commonInfo) {
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throw new SysException("【923】单次提现超额未配置");
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}
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if (bccomp($money, $commonInfo['value']) > 0) {
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return false;
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}
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}
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return true;
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}
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private static function getBankName($json)
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{
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$resp = json_decode($json);
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$result = $resp['result'];
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$errorCode = $resp['error_code'];
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$respCode = $resp['respCode'];
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if ($errorCode == 0 && $respCode == '0') {
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return $result['bancardInfor'] ? $result['bancardInfor']['bankName'] : '';
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}
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return '';
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}
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} |