银盛大改进件完成，增加银盛进件不成功逻辑

pluss-service-bundle/src/main/java/cn/pluss/platform/channel/ys/impl/YSAuditServiceV3.java

@@ -732,7 +732,9 @@ public class YSAuditServiceV3 implements cn.pluss.platform.channel.ys.YSAuditSer
                     mcs.getExtra().put("mercCnm", mbi.getBussAuthName());
                 }
                 mcsService.updateById(mcs);
-                openOnlinePay(mcs);
+                if (channel == 4) {
+                    openOnlinePay(mcs);
+                }
                 //暂时用手动进件
 //                mercAuditListener.onSuccess(mbi.getUserId(), mcs);
                 //向小程序里加入商家
@@ -746,6 +748,12 @@ public class YSAuditServiceV3 implements cn.pluss.platform.channel.ys.YSAuditSer
                 break;
                 //TODO 失败和错误时没有处理
             case YsConfigV3.STATUS_REFUSE:
+                String note1 = authData.getNote();
+                mcs.setRemark(note1);
+                mcs.setStatus(MerchantChannelStatus.AUDIT_STATUS_REJECT);
+                mcsService.updateById(mcs);
+                mercAuditListener.onFail(mbi.getUserId(), mcs, note1);
+                break;
             case YsConfigV3.STATUS_SIGN_REFUSE:
                 List<String> excludeStatus = Arrays.asList(MerchantChannelStatus.AUDIT_STATUS_REJECT, MerchantChannelStatus.AUDIT_STATUS_SUCCESS);
                 MerchantChannelStatus finalMcs = mcs;
@@ -815,8 +823,6 @@ public class YSAuditServiceV3 implements cn.pluss.platform.channel.ys.YSAuditSer
             JSONObject param = new JSONObject();
             param.put(YsConstant.MERC_ID, mcs.getMerchantId());
             param.put("option", "ON");
-            param.put("rateFee", "0.38");
-            param.put("rateBottom", "1");
             ysServiceV3.req(ReqMethod.openOnlinePay, param, mcs.getChannel());
         } catch (Exception e) {
             log.error("云商服3.0开通线上D0接口报错: {}", e.getMessage());